Otsego County and Worcester Town property record for 206 Main St, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Mar 2021) |
| Tax Bill | $4,074 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 199.18-3-25.00 |
| Primary APN | 366600 199.18-3-25.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,473 sqft (0.47 acres) |
|---|---|
| Lot Width | 90 ft Width |
| Account Number | 480178002 |
|---|---|
| Street Address | 206 MAIN ST |
| City | WORCESTER |
| State | NY |
| Zip | 12197-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RHD |
| Legal Block | 3 |
| Legal Lot Number | 25.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 590702 |
206 Main St is owned and occupied by two individuals who bought it in March 2021.
Source: Otsego County and Worcester Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 MAIN ST, WORCESTER, NY 12197-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Jul 20, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Jul 20, 2017 · Amount on File |
| Deed Document Number | 20211305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 9, 2021 |
| Property Address | 206 MAIN ST, WORCESTER, NY 12197-1903 |
| Document Number | 0000000305 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021-1305 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 240 MAIN ST, WORCESTER, NY 12197-1905 |
| Document Number | 0000000306 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-1306 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 20, 2017 |
| Property Address | 206 MAIN ST, WORCESTER, NY 12197-1903 |
| Document Number | 0000003362 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 3362 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1248 NW 16TH ST BOCA RATON FL 334861207, BOCA RATON, FL 33486-1207 |
The 2026 property tax bill for 206 Main St was $4,074, up 0.4% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,074.00 (+0.37%) | ||
| 2025 | $4,059.00 | $68,500 Land $13,600 Building $54,900 | $166,667 Land $33,090 Building $133,577 |
| 2023 | $68,500 Land $13,600 Building $54,900 | $148,913 Land $29,565 Building $119,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2015 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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