222 Main St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 222 Main St, Worcester, NY 12197

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2019)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`366600 199.18-3-30.00`

Property Details

APN / Parcel Number

Primary APN	`366600 199.18-3-30.00`
Alternative APNs	`660019901800030300000000` `480651002`

Exterior

Lot Area	20,473 sqft (0.47 acres)
Lot Width	100 ft Width

Location & Zoning

Account Number	480651002
Street Address	222 MAIN ST
City	WORCESTER
State	NY
Zip	12197-1905
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RHD
Legal Block	3
Legal Lot Number	30.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3002
Census Tract	590702

Owner

Source: Otsego County and Worcester Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 MAIN ST, WORCESTER, NY 12197-1905
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage DELAWARE NAT'L BK/DELHI
Aug 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Jul 17, 1996 · Amount on Record
Deed Document Number	20192019-4233
Prior Transfer Date	Aug 21, 2019
Prior Transfer Doc	0000000784
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	222 MAIN ST, WORCESTER, NY 12197-1905
Document Number	0000004553
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	SCHOWRIGHT ABSTRACT CORPORATION, SCHOWRIGHT ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MAIN ST WORCESTER NY 121971905, WORCESTER, NY 12197-1905

Mortgage

Document Number	0000004553
Date	Oct 7, 2019
Instrument	4553

Lender

Name	DELAWARE NAT'L BK/DELHI
Type	Bank
Address	WEST DAVENPORT, NY 13860

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Interest

Rate	4.87%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 22, 2019
Property Address	222 MAIN ST, WORCESTER, NY 12197-1905
Document Number	0000003784
Instrument Date	Aug 21, 2019
Instrument	3784
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MAIN ST WORCESTER NY 121971905, WORCESTER, NY 12197-1905

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,795.00	$64,000 (-) Land $9,000 Building $55,000	$155,718 (+11.92%) Land $21,898 Building $133,820
2023		$64,000 Land $9,000 Building $55,000	$139,130 Land $19,565 Building $119,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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