217 Covino Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 217 Covino Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1958
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$267,300 (Oct 2025)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`090740-0000`

Property Details

APN / Parcel Number

Primary APN	`090740-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	748 sqft Living Area
Gross Area	860 sqft
1st Floor Area	748 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	217 COVINO AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3/103 SANTA ROSA E48 OF N100FT OF LOT 3 BLK 4 OR6245/294
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	SANTA ROSA
Legal Block	4
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2032
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1081, LORIDA, FL 33857-1081
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Construction Mortgage ROCKET MORTGAGE LLC
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK NA
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jan 20, 2017	Warranty Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS' TITLE SERVICES
Jan 20, 2017	Quit Claim Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	202587073
Deed Book / Page	6245 / 294
Prior Transfer Date	Jan 10, 2017
Prior Transfer Doc	0043191797
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	217 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003

Mortgage

Document Number	0058761015
Date	Dec 27, 2023
Book Page	5876/1015
Instrument	2023099491

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 24, 2025
Property Address	217 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003
Document Number	0062450294
Book / Page	6245 / 294
Map Reference	MB 3 PG 103
Instrument Date	Oct 22, 2025
Instrument	2025087073
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	264 KINGSTON DR, ST AUGUSTINE, FL 32084-1379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1081, LORIDA, FL 33857-1081

Mortgage

Document Number	0006245297
Date	Oct 24, 2025
Instrument	6245/297

Lender

Name	SOUTHSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2020
Property Address	217 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003
Document Number	0049240883
Book / Page	004924 / 000883
Instrument Date	Mar 30, 2020
Instrument	29773
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COVINO AVE ST AUGUSTINE FL 320842003, ST AUGUSTINE, FL 32084-2003

Mortgage

Document Number	49240885
Date	Apr 16, 2020
Book Page	004924/000885
Instrument	29774

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 20, 2017
Property Address	217 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003
Document Number	0043191275
Book / Page	004319 / 001275
Instrument Date	Jan 10, 2017
Instrument	4658
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS' TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 COLLIER BLVD ST AUGUSTINE FL 320840748, ST AUGUSTINE, FL 32084-0748

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 20, 2017
Property Address	217 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003
Document Number	0043191797
Book / Page	004319 / 001797
Instrument Date	Jan 10, 2017
Instrument	4766
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	932 COLLIER BLVD ST AUGUSTINE FL 320840748, ST AUGUSTINE, FL 32084-0748

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,000 (+15.65%) Land $61,152 Building $127,848	$189,000 (+15.65%) Land $61,152 Building $127,848
2025	$2,544.00 (+13.47%)	$163,424 (+3.54%)	$163,424 (+3.54%) Land $61,152 Building $102,272
2024	$2,242.00 (+3.51%)	$157,838 (-0.14%)	$157,838 (-0.14%) Land $61,152 Building $96,686
2023	$2,166.00 (+9.84%)	$158,059 (+12.3%)	$158,059 (+12.3%) Land $39,312 Building $118,747
2022	$1,972.00	$140,746	$140,746 Land $34,245 Building $106,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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