207 Covino Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 207 Covino Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,178 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$225,500 (Jan 2021)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`090790-0000`

Property Details

APN / Parcel Number

Primary APN	`090790-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,178 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	1,178 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 COVINO AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3/103 SANTA ROSA LOT 8 BLK 4 OR5156/991
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	SANTA ROSA
Legal Block	4
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2032
Census Tract	20903

Owner

207 Covino Ave is owned and occupied by two individuals who bought it in January 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Jan 27, 2015 · Amount on File
Deed Document Number	20216859
Deed Book / Page	5156 / 991
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 20, 2021
Property Address	207 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003
Document Number	0051560991
Book / Page	5156 / 991
Map Reference	MB 3 PG 103
Instrument Date	Jan 19, 2021
Instrument	2021006859
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,578.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 NORTHERN PSGE, 59, SAINT AUGUSTINE, FL 32080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 COVINO AVE, SAINT AUGUSTINE, FL 32084-2003

Mortgage

Document Number	5156993
Date	Jan 20, 2021
Instrument	5156/993

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 207 Covino Ave was $3,076 with a homeowner's exemption, up 13.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,124 (+2.7%)	$267,113 (+6.13%) Land $82,320 Building $184,793
2025	$3,076.00 (+13.34%) Homeowner's exemption	$241,601 (+2.9%)	$251,695 (+4.32%) Land $82,320 Building $169,375
2024	$2,714.00 (+2.11%) Homeowner's exemption	$234,792 (+3%)	$241,262 (-2.91%) Land $82,320 Building $158,942
2023	$2,658.00 (+10.43%) Homeowner's exemption	$227,953 (+9.47%)	$248,495 (+19.33%) Land $51,300 Building $197,195
2022	$2,407.00 Homeowner's exemption	$208,240	$208,240 Land $44,688 Building $163,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Covino Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Covino Ave is moderate, ranking above 44% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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