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229 Covino Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 229 Covino Ave, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1978
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Tax Bill$1,402 (2025)
Deeds & MortgagesDec 2023 Transfer
May 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN090430-0000

Property Details

APN / Parcel Number

Primary APN090430-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area2,395 sqft
1st Floor Area1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1998
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions130 ft deep x 120 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address229 COVINO AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3/103 SANTA ROSA LOTS 11 & 12 BLK 2 OR1210/1335 & 5864/761(L/E)
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionSANTA ROSA
Legal Block2
Legal Lot Number11,12
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2034
Census Tract20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address229 COVINO AVE, SAINT AUGUSTINE, FL 32084-2027
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 2, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 17, 2013
Transfer Doc0037940797
Record UpdatedJun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 1, 2023
Property Address229 COVINO AVE, SAINT AUGUSTINE, FL 32084-2027
Document Number0058640761
Book / Page5864 / 761
Map ReferenceMB 3 PG 103
Instrument DateNov 28, 2023
Instrument2023093439
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address229 COVINO AVE, SAINT AUGUSTINE, FL 32084-2027

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 HAMILTON LAKE PKWY, BUFORD, GA 30519-4764

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address229 COVINO AVE, SAINT AUGUSTINE, FL 32084-2027
Document Number0043710242
Book / Page004371 / 000242
Instrument DateMay 2, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address229 COVINO AVE ST AUGUSTINE FL 320842027, ST AUGUSTINE, FL 32084-2027

Mortgage

Document Number0043710242
DateMay 9, 2017
Book Page004371/000242
Instrument32046
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueMay 8, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$120,980 (+2.7%)$429,376 (+5.1%) Land $171,360 Building $258,016
2025$1,402.00 (+17.03%) Homeowner's exemption$117,799 (+2.9%)$408,537 (+3.79%) Land $171,360 Building $237,177
2024$1,198.00 (+2.48%) Homeowner's exemption$114,479 (+3%)$393,630 (+2.79%) Land $171,360 Building $222,270
2023$1,169.00 (+4.66%) Homeowner's exemption$111,145 (+3%)$382,952 (+11.83%) Land $110,160 Building $272,792
2022$1,117.00 Homeowner's exemption$107,908$342,427 Land $95,962 Building $246,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims23 (2016–2022)
Claims Outside the SFHA1 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: IQ Fiber.

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