2167 Niagara Ct, Elgin, IL 60123 Property Records

Kane County property record for 2167 Niagara Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,182 sqft · built 1988
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$8,518 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-430-017`

Property Details

APN / Parcel Number

Primary APN	`06-09-430-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2167 NIAGARA CT
City	ELGIN
State	IL
Zip	60123-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 8 LOT 248
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	248
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851909

Owner

2167 Niagara Ct is owned and occupied by an individual who acquired it in April 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2167 NIAGARA CT, ELGIN, IL 60123-2505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 17, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Mar 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021
Deed Sale	Apr 20, 2021
Prior Sale	Mar 15, 2013 · Amount on File
Deed Document Number	202130833
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	0000030833
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 20, 2021
Property Address	2167 NIAGARA CT, ELGIN, IL 60123-2505
Document Number	0000030833
Instrument Date	Mar 31, 2021
Instrument	2021K030833
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	LAKELAND TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2167 NIAGARA CT, ELGIN, IL 60123-2505

Mortgage

Document Number	0000030834
Date	Apr 20, 2021
Instrument	2021K030834

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2019
Property Address	2167 NIAGARA CT, ELGIN, IL 60123-2505
Document Number	0000030780
Instrument Date	Jun 26, 2019
Instrument	30780
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 WILLARD AVE ELGIN IL 601208112, ELGIN, IL 60120-8112

Mortgage

Document Number	30781
Date	Jul 17, 2019
Instrument	30781

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Interest

Rate	4.12%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 15, 2017
Property Address	2167 NIAGARA CT, ELGIN, IL 60123-2505
Document Number	0000013344
Instrument Date	Mar 13, 2017
Instrument	13344
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2167 NIAGARA CT ELGIN IL 601232505, ELGIN, IL 60123-2505

Tax Assessment & Valuation

The 2025 property tax bill for 2167 Niagara Ct was $8,518 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,518.00 Homeowner's exemption	$119,659 (+8.57%) Land $34,594 Building $85,065	$359,121 (+8.57%) Land $103,824 Building $255,297
2024		$110,213 Land $31,863 Building $78,350	$330,771 Land $95,627 Building $235,144
2022	$7,352.00 (+4.48%) Homeowner's exemption	$90,790 (+6.96%) Land $26,248 Building $64,542	$272,370 (+6.96%) Land $78,744 Building $193,626
2021	$7,037.00 Homeowner's exemption	$84,882 Land $24,540 Building $60,342	$254,646 Land $73,620 Building $181,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2167 Niagara Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2167 Niagara Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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