2168 Niagara Ct, Elgin, IL 60123 Property Records

Kane County property record for 2168 Niagara Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,040 sqft · built 1987
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Feb 2017)
Tax Bill	$8,733 (2025)
Deeds & Mortgages	Feb 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-09-380-018`

Property Details

APN / Parcel Number

Primary APN	`06-09-380-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	3,070 sqft
Basement Area	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2168 NIAGARA CT
City	ELGIN
State	IL
Zip	60123-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 8 LOT 256
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	256
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851909

Owner

2168 Niagara Ct is owned and occupied by two individuals who bought it in February 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2168 NIAGARA CT, ELGIN, IL 60123-2505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on File
Deed Sale	Feb 1, 2017 · Amount on File
Deed Document Number	20176140
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0000006140
Record Updated	Oct 29, 2026

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2017
Property Address	2168 NIAGARA CT, ELGIN, IL 60123-2505
Document Number	0000006140
Instrument Date	Jan 25, 2017
Instrument	2017K006140
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 TRUSCM, ELGIN, IL 60123

Mortgage

Document Number	0000006141
Date	Feb 1, 2017
Instrument	2017K006141

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2168 Niagara Ct was $8,733 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,733.00 Homeowner's exemption	$122,479 (+8.57%) Land $34,594 Building $87,885	$367,584 (+8.57%) Land $103,824 Building $263,761
2024		$112,811 Land $31,863 Building $80,948	$338,568 Land $95,627 Building $242,941
2022	$7,537.00 (+4.45%) Homeowner's exemption	$92,930 (+6.96%) Land $26,248 Building $66,682	$278,790 (+6.96%) Land $78,744 Building $200,046
2021	$7,216.00 Homeowner's exemption	$86,883 Land $24,540 Building $62,343	$260,649 Land $73,620 Building $187,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2168 Niagara Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2168 Niagara Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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