Kane County property record for 2159 Niagara Ct, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,284 sqft Living Area |
| Lot Size | 11,381 sqft (0.261 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2023) |
| Tax Bill | $9,383.00 (2025) |
| Primary APN | 06-09-430-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,284 sqft Living Area |
| Gross Area | 3,048 sqft Gross Area |
| Basement Area | 764 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 11,381 sqft (0.261 acres) |
| Lot Width | 133 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2159 NIAGARA CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2505 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 8 LOT 247 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 247 |
| Legal Unit | 8 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 851909 |
Source: Kane County records · APN 06-09-430-016
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2159 NIAGARA CT, ELGIN, IL 60123-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Oct 12, 2010 · Amount on Record |
| Deed Doc Number | 2023876 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 10, 2023 |
| Property Address | 2159 NIAGARA CT, ELGIN, IL 60123-2505 |
| Document Number | 0000000876 |
| Instrument Date | Nov 25, 2022 |
| Instrument | 2023K000876 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2159 NIAGARA CT, ELGIN, IL 60123-2505 |
| Document Number | 0000000877 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 2023K000877 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2159 NIAGARA CT, ELGIN, IL 60123-2505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000036293 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019K036293 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2049 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,383.00 (+15.87%) | ||
| 2024 | $120,656 (+21.39%) Land $31,863 Building $88,793 | $362,113 (+21.44%) Land $95,627 Building $266,486 | |
| 2022 | $8,098.00 (+4.42%) Homeowner's exemption | $99,393 (+6.96%) Land $26,248 Building $73,145 | $298,179 (+6.96%) Land $78,744 Building $219,435 |
| 2021 | $7,755.00 Homeowner's exemption | $92,925 Land $24,540 Building $68,385 | $278,775 Land $73,620 Building $205,155 |
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