Macomb County property record for 21640 31 Mile Rd, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,386 sqft · built 1885 |
| Lot Size | 5.93 acres (258,572 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,594 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-10-200-013 |
| Primary APN | 21-05-10-200-013 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Lot Area | 258,572 sqft (5.93 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 21640 31 MILE RD |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 10; E 195.0 FT OF FOLL DESC: COM AT NE COR SEC 10; THS89*03'20"W 1023.40 FT TO POB;TH N89*03'20"E 395.04 FT; TH S1325.59 FT; TH S88*44'30"W 518.29 FT; TH N0*04'40"W 979.89 FT; TH N89*03'20"E 125.0 FT; TH N0*04'40"W 348.52FT TO POB. 5.936 A. |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 216000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21640 31 MILE RD, RAY, MI 48096-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2025 |
| Transfer Doc | 0000081019 |
| Record Updated | Oct 29, 2026 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,800 (-2.33%) | $259,600 (-2.33%) | |
| 2025 | $2,594.00 (+17.64%) | ||
| 2023 | $132,900 | $265,800 | |
| 2022 | $2,205.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures