21480 31 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 21480 31 Mile Rd, Ray, MI 48096 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,960 sqft · built 1978
Lot Size6 acres (261,360 sqft)
OwnerIndividual Name on File
Tax Bill$5,070 (2025)
Deeds & MortgagesMar 2021 Transfer
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-05-10-200-003

Property Details

APN / Parcel Number

Primary APN21-05-10-200-003
Alternative APN
  • 0510200003

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,960 sqft Living Area
1st Floor Area2,960 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1995
Architectural StyleRanch
Lot Area261,360 sqft (6 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21480 31 MILE RD
CityRAY
StateMI
Zip48096-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT4N,R13E SEC 10 COMM AT NE CORSEC 10; TH S89*03'20"W 1148.40FT TO PT OF BEG; TH S0*04'40"E1328.41 FT; TH S88*40'30"W 196.70
Legal Range13E
Legal Township04N
Legal Section10
JurisdictionMACOMB MI
Township / Civil DivisionRAY
Census Block Group1
Census Block1029
Census Tract216000

Owner

Source: Macomb County records · APN 21-05-10-200-003

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21480 31 MILE RD, RAY, MI 48096-1311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2021Intrafamily Transfer, Transfer
Jan 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Jun 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 20, 2021
Transfer Doc0002129401
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateMar 03, 2021
Property Address21480 31 MILE RD, RAY, MI 48096-1311
Document Number2102129401
Book / Page27454 / 463
Instrument DateJan 20, 2021
Instrument202102129401
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21480 21 MILE RD, 21480, RAY, MI 48096

Transferred To (Grantee/Buyer)

NameVerified Name
Address51249 ELLY DR, CHESTERFIELD, MI 48051-1965

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateJan 26, 2021
Property Address21480 31 MILE RD, RAY, MI 48096-1311
Document Number0000113478
Book / Page27366 / 654
Instrument DateJan 15, 2021
Instrument2113478
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21480 31 MILE RD, RAY, MI 48096-1311

Mortgage

Document Number0000113479
DateJan 26, 2021
Instrument2113479
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2041

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateJun 27, 2017
Property Address21480 31 MILE RD, RAY, MI 48096-1311
Document Number0000079285
Book / Page024791 / 000557
Instrument DateJun 26, 2017
Instrument79285
Transaction TypeTransfer
Record UpdatedAug 09, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address21480 31 MILE RD RAY MI 480961311, RAY, MI 48096-1311

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionRay Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$246,700 (+6.15%)$493,400 (+6.15%)
2025$5,070.00 (+2.9%) Homeowner's exemption$232,400 (+14.54%)$464,800 (+14.54%)
2024$4,927.00 (+14.32%)
2023$202,900$405,800
2022$4,310.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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