Macomb County property record for 21600 31 Mile Rd, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,420 sqft · built 1989 |
| Lot Size | 8.88 acres (386,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Feb 2022) |
| Tax Bill | $7,246 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-10-200-012 |
| Primary APN | 21-05-10-200-012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,420 sqft Living Area |
| 1st Floor Area | 1,611 sqft |
| Basement Area | 1,611 sqft |
| Unfinished Basement | 1,611 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Rustic |
| Exterior Material | Wood Siding |
| Lot Area | 386,987 sqft (8.88 acres) |
| Lot Width | 200 ft Width |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21600 31 MILE RD |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 10; COM AT NE COR SEC 10; TH S89*03'20"W 1023.40 FT TO POB; TH N89*03'20"E 395.04 FT;TH S 1325.59 FT; TH S88*44'- 30"W |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 216000 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21600 31 MILE RD, RAY, MI 48096-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Jul 16, 2018 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on Record |
| Deed Sale | Feb 7, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2019 · Amount on Record |
| Deed Document Number | 202217831 |
| Deed Book / Page | 28412 / 908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 7, 2022 |
| Property Address | 21600 31 MILE RD, RAY, MI 48096-1309 |
| Document Number | 2200017831 |
| Book / Page | 28412 / 908 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 202200017831 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19826 SYCAMORE DR, 19826, MACOMB, MI 48044-5726 |
| Name | Verified Name |
|---|---|
| Address | 6354 SWARTOUT RD, CLAY, MI 48001-3327 |
| Document Number | 2200017832 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 202200017832 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21600 31 MILE RD, RAY, MI 48096-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000079670 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 25468/526 |
| Instrument | 8079670 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 17, 2019 |
| Property Address | 21600 31 MILE RD, RAY, MI 48096-1309 |
| Document Number | 0000143134 |
| Book / Page | 26402 / 799 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 9143134 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | HUNN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 19826 SYCAMORE DR, MACOMB, MI 48044-5726 |
| Document Number | 0000143135 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 9143135 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,600 (+21.04%) | $529,200 (+21.04%) | |
| 2025 | $7,246.00 (+20.29%) | ||
| 2023 | $218,600 | $437,200 | |
| 2022 | $6,024.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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