2164 Bear Island River Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2164 Bear Island River Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,772 sqft · built 2001
Lot Size	61.4 acres (2,674,584 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jan 2019)
Tax Bill	$3,500 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-0010-00790`

Property Details

APN / Parcel Number

Primary APN	`610-0010-00790`
Alternative APN	`1065220`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,772 sqft Gross Area
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,674,584 sqft (61.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	406 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1065220
Street Address	2164 BEAR ISLAND RIVER RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	LOT 1 AND SW1/4 OF NE1/4 EX THAT PART OF LOT1 DESC AS ASSUMING N LINE OF SAID LOT 1 TOBEAR S89DEG44'28"E & FROM NW COR OF LOT
Legal Range	12W
Legal Township	61N
Legal Section	06
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIRCH LAKE
Census Block Group	2
Census Block	2093
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2507 HUMBOLDT AVE S, MINNEAPOLIS, MN 55405-3619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHAREPOINT CU
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage SHAREPOINT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Apr 22, 2003
Deed Document Number	20191348520
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	0001178907
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2164 BEAR ISLAND RIVER RD, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001432525
Date	Dec 14, 2021
Instrument	1432525

Lender

Name	SHAREPOINT CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 18, 2019
Property Address	2164 BEAR ISLAND RIVER RD, ELY, MN 55731
Document Number	00A1348520
Instrument Date	Jan 15, 2019
Instrument	A1348520
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2507 HUMBOLDT AVE S MINNEAPOLIS MN 554053619, MINNEAPOLIS, MN 55405-3619

Mortgage

Document Number	A1348521
Date	Jan 18, 2019
Instrument	A1348521

Lender

Name	SHAREPOINT CU
Type	Credit Union
Address	BLOOMINGTON, MN 55437

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,500.00 (+0.11%)
2025	$3,496.00 (+9.66%)	$344,900 (+2.83%) Land $130,100 Building $214,800	$344,900 (+2.83%) Land $130,100 Building $214,800
2024	$3,188.00	$335,400 (+19.79%) Land $130,100 Building $205,300	$335,400 (+19.79%) Land $130,100 Building $205,300
2022		$280,000 Land $109,000 Building $171,000	$280,000 Land $109,000 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 80% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bear Island River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures