St. Louis County property record for 2512 Bear Island River Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 9.78 acres (426,017 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $694 (2026) |
| Deeds & Mortgages | Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0010-01382 |
| Primary APN | 625-0010-01382 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Lot Area | 426,017 sqft (9.78 acres) |
| Cabin | 200 sqft |
| Storage Building | 28 sqft |
| Account Number | 883457 |
|---|---|
| Street Address | 2512 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF LOT 1 ASSUMING W LINE OF LOT 1TO BEAR S00DEG23'51"E & FROM NW COR RUNS00DEG23'51"E ALONG W LINE 1263.72 FT |
| Legal Range | 13W |
| Legal Township | 61N |
| Legal Section | 11 |
| Legal Lot Number | 1T |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 15401 |
2512 Bear Island River Rd, a residential property, is owned by an individual who acquired it in November 2006.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20053 HIGHVIEW AVE, LAKEVILLE, MN 55044-6868 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 17, 2006 |
| Transfer Doc | 0001040617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2512 BEAR ISLAND RIVER RD, ELY, MN 55731 |
| Document Number | 00A1392814 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | BEAR ISLAND RIVER RD ELY MN 55731, ELY, MN 55731 |
| Document Number | 00A1392814 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | A1392814 |
| Name | NORTHVIEW BK |
|---|---|
| Type | Bank |
| Address | FINLAYSON, MN 55735 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Oct 12, 2023 |
| Rate | 5% |
|---|
The 2026 property tax bill for 2512 Bear Island River Rd was $694, up 2.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694.00 (+2.06%) | ||
| 2025 | $680.00 (+11.48%) | $61,100 (-) Land $53,400 Building $7,700 | $61,100 (-) Land $53,400 Building $7,700 |
| 2024 | $610.00 | $61,100 Land $53,400 Building $7,700 | $61,100 Land $53,400 Building $7,700 |
| 2022 | $49,000 Land $43,000 Building $6,000 | $49,000 Land $43,000 Building $6,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2512 Bear Island River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2512 Bear Island River Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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