St. Louis County property record for 2531 Bear Island River Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,260 sqft · built 2008 |
| Lot Size | 5.12 acres (223,027 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,900 (Aug 2018) |
| Tax Bill | $2,502 (2026) |
| Deeds & Mortgages | Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0010-01381 |
| Primary APN | 625-0010-01381 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 223,027 sqft (5.12 acres) |
| Garage Area | 1,656 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Storage Building | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1063437 |
|---|---|
| Street Address | 2531 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731-8308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | PART OF LOT 1 ASSUMING W LINE TO BEAR S00DEG23'51"E & FROM NW COR RUN S00DEG23'51"E ALONGW LINE 300.90 FT TO PT OF BEG THENCE |
| Legal Range | 13W |
| Legal Township | 61N |
| Legal Section | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
2531 Bear Island River Rd is owned and occupied by an individual who acquired it in February 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2531 BEAR ISLAND RIVER RD, ELY, MN 55731-8308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on File |
| Deed Sale | Aug 17, 2018 · Amount on File |
| Deed Document Number | 20181338793 |
| Last Transfer Date | Feb 25, 2022 |
| Transfer Doc | 0001438169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 17, 2018 |
| Property Address | 2531 BEAR ISLAND RIVER RD, ELY, MN 55731-8308 |
| Document Number | 00A1338793 |
| Instrument Date | Aug 15, 2018 |
| Instrument | A1338793 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $801.57 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | W2983 WASHINGTON ST JUDA WI 535509552, JUDA, WI 53550-9552 |
The 2026 property tax bill for 2531 Bear Island River Rd was $2,502 with a homeowner's exemption, down 0.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,502.00 (-0.87%) Homeowner's exemption | ||
| 2025 | $2,524.00 (+5.34%) Homeowner's exemption | $300,100 (-) Land $72,600 Building $227,500 | $300,100 (-) Land $72,600 Building $227,500 |
| 2024 | $2,396.00 | $300,100 Land $72,600 Building $227,500 | $300,100 Land $72,600 Building $227,500 |
| 2022 | $239,200 Land $60,000 Building $179,200 | $239,200 Land $60,000 Building $179,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2531 Bear Island River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2531 Bear Island River Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 83% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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