2163 Waterside Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 2163 Waterside Dr, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 1975
Lot Size	0.331 acres (14,410 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2014)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-746-9698-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9698-0`
Alternative APNs	`25-29-15-93869-000-0280` `291525938690000280` `152925938690000280` `R269872`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,810 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,410 sqft (0.331 acres)
Lot Dimensions	128 ft deep x 80 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	210 sqft
Deck Area	170 sqft
Patio Area	170 sqft
Loading Dock	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269872
Street Address	2163 WATERSIDE DR
City	CLEARWATER
State	FL
Zip	33764-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VENETIAN GARDENS LOT 28
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	VENETIAN GARDENS
Legal Tract	93869
Legal Lot Number	28
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3014
Census Tract	25401

Owner

2163 Waterside Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2163 WATERSIDE DR, CLEARWATER, FL 33764-6658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Jul 18, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2014 · Amount on File
Deed Sale	Apr 7, 2014 · Amount on File
Prior Sale	Jun 15, 2011 · Amount on File
Deed Document Number	201497014
Deed Book / Page	18362 / 931
Last Transfer Date	Jan 22, 2022
Transfer Doc	0221381348
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jul 23, 2026
Property Address	2163 WATERSIDE DR, CLEARWATER, FL 33764-6658
Document Number	0000196944
Book / Page	23637 / 693
Instrument Date	Jul 17, 2026
Instrument	2026196944
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	AMT TITLE INC, AMT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 WATERSIDE DR, CLEARWATER, FL 33764-6658

Mortgage

Document Number	0000196944,
Date	Jul 23, 2026
Book Page	23637/693
Instrument	2026196944

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jul 18, 2022
Property Address	2163 WATERSIDE DR, CLEARWATER, FL 33764-6658
Document Number	0221381348
Book / Page	22138 / 1348
Map Reference	MB 7 PG 16
Instrument Date	Jan 22, 2022
Instrument	2022221686
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2163 WATERSIDE DR, 2163, CLEARWATER, FL 33764-6658

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2163 WATERSIDE DR, CLEARWATER, FL 33764-6658

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2163 WATERSIDE DR, CLEARWATER, FL 33764-6658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196920850
Date	Jul 6, 2017
Book Page	19692/0850
Instrument	2017208169

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2163 Waterside Dr was $3,071, down 27.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00 (-27.67%)	$203,964	$400,716 Land $267,835 Building $132,881
2024	$4,246.00 (+1.77%)
2023	$4,172.00 (+2.96%) Homeowner's exemption	$262,781 (+3%)	$475,280 (+7.43%) Land $245,879 Building $229,401
2022	$4,052.00 Homeowner's exemption	$255,127	$442,416 Land $268,732 Building $173,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2163 Waterside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 161 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	79 (1983–2024)
Claims Outside the SFHA	2 of 79
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 59 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2163 Waterside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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