2153 Waterside Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 2153 Waterside Dr, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,723 sqft · built 1975
Lot Size	0.336 acres (14,619 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2025 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-746-9696-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9696-4`
Alternative APNs	`25-29-15-93869-000-0260` `291525938690000260` `152925938690000260` `R269870`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,723 sqft Living Area
Gross Area	2,574 sqft
1st Floor Area	1,723 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,619 sqft (0.336 acres)
Lot Dimensions	134 ft deep x 80 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	367 sqft
Deck Area	340 sqft
Patio Area	340 sqft
Loading Dock	332 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269870
Street Address	2153 WATERSIDE DR
City	CLEARWATER
State	FL
Zip	33764-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VENETIAN GARDENS LOT 26
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	VENETIAN GARDENS
Legal Tract	93869
Legal Lot Number	26
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3014
Census Tract	25401

Owner

Source: Pinellas County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 19, 2025	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 17, 2020	Intrafamily Transfer, Transfer · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020
Deed Sale	Sep 17, 2020
Prior Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	2020276893
Deed Book / Page	21168 / 1203
Prior Transfer Date	Jun 14, 2004
Prior Transfer Doc	0144292015
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 23, 2026
Property Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658
Document Number	0000167404
Book / Page	23601 / 920
Instrument Date	Jun 16, 2026
Instrument	2026167404
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658

Mortgage

Document Number	0233012146
Date	Sep 19, 2025
Book Page	23301/2146
Instrument	2025270435

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Jan 7, 2040

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0224730421
Date	Jun 14, 2023
Book Page	22473/421
Instrument	2023154738

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0223171907
Date	Jan 17, 2023
Book Page	22317/1907
Instrument	2023011290

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Sep 17, 2020
Property Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658
Document Number	0211681203
Book / Page	21168 / 1203
Map Reference	MB 70 PG 16
Instrument Date	Sep 11, 2020
Instrument	2020276893
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2153 WATERSIDE DR, CLEARWATER, FL 33764-6658

Mortgage

Document Number	0211681206
Date	Sep 17, 2020
Instrument	21168/1206

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,931.00 (-32.18%) Homeowner's exemption	$249,243 (-27.5%)	$406,118 (-25.12%) Land $270,695 Building $135,423
2024	$5,796.00 (+1.63%)
2023	$5,703.00 (+2.79%) Homeowner's exemption	$343,766 (+3%)	$542,336 (+10.99%) Land $263,221 Building $279,115
2022	$5,548.00 Homeowner's exemption	$333,753	$488,648 Land $283,864 Building $204,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 161 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	79 (1983–2024)
Claims Outside the SFHA	2 of 79
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 59 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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