2162 Waterside Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 2162 Waterside Dr, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,044 sqft · built 1973
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (May 2018)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-746-9713-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9713-7`
Alternative APNs	`25-29-15-93869-000-0430` `291525938690000430` `R269887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,044 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	2,044 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	262 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269887
Street Address	2162 WATERSIDE DR
City	CLEARWATER
State	FL
Zip	33764-6659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VENETIAN GARDENS LOT 43
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	VENETIAN GARDENS
Legal Tract	93869
Legal Lot Number	43
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3018
Census Tract	25401

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2162 WATERSIDE DR, CLEARWATER, FL 33764-6659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 8, 2018	Warranty Deed, Subdivision Related Transfer · ARM THE HUNTINGTON NATIONAL BANK
Apr 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 19, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	2018146687
Deed Book / Page	20044 / 1370
Transfer Doc	1078001577
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2162 WATERSIDE DR, CLEARWATER, FL 33764-6659
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2162 WATERSIDE DR, CLEARWATER, FL 33764-6659

Mortgage

Document Number	0213270627
Date	Jan 4, 2021
Book Page	21327/627
Instrument	2021000911

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 8, 2018
Property Address	2162 WATERSIDE DR, CLEARWATER, FL 33764-6659
Document Number	0200441370
Book / Page	20044 / 1370
Map Reference	MB 70 PG 16
Instrument Date	May 4, 2018
Instrument	2018146687
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8100 PARK BLVD N, 8100, PINELLAS PARK, FL 33781-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2162 WATERSIDE DR, CLEARWATER, FL 33764-6659

Mortgage

Document Number	2018146688
Date	May 8, 2018
Instrument	2018146688

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 19, 2017
Property Address	2162 WATERSIDE DR, CLEARWATER, FL 33764-6659
Document Number	0195970320
Book / Page	019597 / 000320
Instrument Date	Apr 10, 2017
Instrument	121330
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8100 PARK BLVD N PINELLAS PARK FL 337813782, PINELLAS PARK, FL 33781-3782

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 19, 2017
Property Address	2162 WATERSIDE DR, CLEARWATER, FL 33764-6659
Document Number	0195970318
Book / Page	019597 / 000318
Instrument Date	Apr 10, 2016
Instrument	121329
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8100 PARK BLVD N PINELLAS PARK FL 337813782, PINELLAS PARK, FL 33781-3782

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00 (-42.94%) Homeowner's exemption Widower's exemption	$216,764 (-36.34%)	$288,233 (-40.71%) Land $140,331 Building $147,902
2024	$5,641.00 (+1.68%)
2023	$5,548.00 (+1.28%) Homeowner's exemption Widower's exemption	$340,523 (+3%)	$486,168 (+25.02%) Land $173,474 Building $312,694
2022	$5,478.00 Homeowner's exemption Widower's exemption	$330,605	$388,863 Land $163,599 Building $225,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 161 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	79 (1983–2024)
Claims Outside the SFHA	2 of 79
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 59 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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