2163 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2163 Panoramic Cir, Apopka, FL 32703

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,003 sqft · built 2019
OwnerIndividual Name on File
Last Sale$476,690 (Feb 2019)
Tax Bill$5,277 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-21-28-8917-00-770

Property Details

APN / Parcel Number

Primary APN19-21-28-8917-00-770
Alternative APN
  • 282119891700770

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,003 sqft Living Area
Gross Area4,016 sqft
1st Floor Area3,003 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area599 sqft
PorchFinished/Open Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2163 PANORAMIC CIR
CityAPOPKA
StateFL
Zip32703-9216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU-ES-GT
Legal DescriptionVISTAS AT WATERS EDGE PHASE 1 96/4 LOT 77
Legal SubdivisionVISTAS AT WATERS EDGE PH 1
Legal Lot Number77
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1089
Census Tract17901

Owner

2163 Panoramic Cir is owned by an individual who bought it in February 2019.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2019 · Amount on File
Deed SaleFeb 1, 2019 · Amount on File
Deed Document Number201965601
Record UpdatedJun 8, 2026

February 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 1, 2019
Property Address2163 PANORAMIC CIR, APOPKA, FL 32703-9216
Document Number0000065601
Map ReferenceMB 96 PG 4-12
Instrument DateJan 30, 2019
Instrument20190065601
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyMI TITLE AGENCY LTD LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,336.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 400, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address2163 PANORAMIC CIRCLE, APOPKA, FL 32703-9216

Mortgage

Document Number0000065602
DateFeb 1, 2019
Instrument20190065602
Lender
NameM I FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2163 Panoramic Cir was $5,277, up 1.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,309 (+2.7%)$620,300 (-1.29%) Land $100,000 Building $520,300
2025$5,277.00 (+1.29%)$368,363$628,430 Land $100,000 Building $528,430
2024$5,210.00 (+6.92%)
2023$4,873.00 (+14.85%)$347,555 (+12.2%)$569,644 (+24.9%) Land $100,000 Building $469,644
2022$4,243.00$309,762$456,063 Land $85,000 Building $371,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2163 Panoramic Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimOct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2163 Panoramic Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon, Zentro.

Nearby Properties on Panoramic Cir

Nearby Streets

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