2156 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2156 Panoramic Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,535 sqft · built 2019
Lot Size	0.224 acres (9,770 sqft)
Owner	Individual Name on File
Last Sale	$386,900 (Aug 2019)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8917-00-130`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8917-00-130`
Alternative APNs	`282119891700130` `205226` `209501` `213516`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,535 sqft Living Area
Gross Area	3,617 sqft
1st Floor Area	2,535 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,770 sqft (0.224 acres)
Garage Type	Attached
Garage Area	770 sqft
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2156 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-ES-GT
Legal Description	VISTAS AT WATERS EDGE PHASE 1 96/4 LOT 13
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 1
Legal Phase	1
Legal Lot Number	13
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

Source: Orange County records · APN 19-21-28-8917-00-130

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2156 PANORAMIC CIR, APOPKA, FL 32703-9242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	2019538010
Record Updated	Jun 08, 2026

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 29, 2019
Property Address	2156 PANORAMIC CIR, APOPKA, FL 32703-9242
Document Number	0000538010
Instrument Date	Aug 27, 2019
Instrument	538010
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2019
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,708.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2156 PANORAMIC CIR APOPKA FL 327039242, APOPKA, FL 32703-9242

Mortgage

Document Number	538011
Date	Aug 29, 2019
Instrument	538011

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,656 (+2.7%)	$542,410 (-1.18%) Land $100,000 Building $442,410
2025	$4,503.00 (+1.81%) Homeowner's exemption	$319,042 (+5.99%)	$548,880 (+10.87%) Land $100,000 Building $448,880
2024	$4,423.00 (+6.96%)
2023	$4,135.00 (+4.18%) Homeowner's exemption	$301,020 (+3%)	$495,086 (+18.85%) Land $100,000 Building $395,086
2022	$3,969.00 Homeowner's exemption	$292,252	$416,577 Land $85,000 Building $331,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Everywhere Wireless, Verizon.

Based on FCC filings for 83 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.