2162 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2162 Panoramic Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,280 sqft · built 2019
Lot Size	0.219 acres (9,538 sqft)
Owner	2 Individual Names on File
Last Sale	$492,165 (Feb 2019)
Tax Bill	$7,973 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8917-00-140`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8917-00-140`
Alternative APNs	`282119891700140` `205228` `209502` `213517`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,280 sqft Living Area
Gross Area	6,039 sqft
1st Floor Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,538 sqft (0.219 acres)
Garage Type	Attached
Garage Area	808 sqft
Porch	Finished/Open Porch
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2162 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-ES-GT
Legal Description	VISTAS AT WATERS EDGE PHASE 1 96/4 LOT 14
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 1
Legal Phase	1
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

2162 Panoramic Cir is owned and occupied by two individuals who acquired it in July 2023.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2162 PANORAMIC CIR, APOPKA, FL 32703-9242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 22, 2019	Deed of Trust, Mortgage QUICKEN LNS
Feb 1, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Deed Document Number	201965513
Last Transfer Date	Jul 29, 2023
Transfer Doc	0000440582
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2162 PANORAMIC CIR, APOPKA, FL 32703-9242
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2162 PANORAMIC CIR, APOPKA, FL 32703-9242

Mortgage

Document Number	0000676963
Date	Nov 22, 2023
Instrument	20230676963

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2162 PANORAMIC CIR, APOPKA, FL 32703-9242
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210651777
Date	Oct 25, 2021
Instrument	20210651777

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2162 PANORAMIC CIR, APOPKA, FL 32703-9242
Document Number	0000463176
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2162 PANORAMIC CIR APOPKA FL 327039242, APOPKA, FL 32703-9242

Mortgage

Document Number	0000463176
Date	Jul 29, 2019
Instrument	463176

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 1, 2019
Property Address	2162 PANORAMIC CIR, APOPKA, FL 32703-9242
Document Number	0000065513
Instrument Date	Jan 30, 2019
Instrument	65513
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2019
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,445.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2162 PANORAMIC CIR APOPKA FL 32703, APOPKA, FL 32703

Mortgage

Document Number	65514
Date	Feb 1, 2019
Instrument	65514

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2162 Panoramic Cir was $7,973, up 1.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,152 (+2.7%)	$832,230 (-1.33%) Land $100,000 Building $732,230
2025	$7,973.00 (+1.57%) Homeowner's exemption	$536,662	$843,450 Land $100,000 Building $743,450
2024	$7,850.00 (+14.72%)
2023	$6,843.00 (+3.74%) Homeowner's exemption	$473,822 (+3%)	$713,955 (+18.93%) Land $100,000 Building $613,955
2022	$6,596.00 Homeowner's exemption	$460,021	$600,303 Land $85,000 Building $515,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2162 Panoramic Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2162 Panoramic Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Zentro.

Nearby Properties on Panoramic Cir

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