2162 Floral Hill Dr, Eugene, OR 97403 Property Records

Lane County property record for 2162 Floral Hill Dr, Eugene, OR 97403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,531 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jul 2022)
Tax Bill	$4,862 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-04-13-04800-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-04-13-04800-000`
Alternative APNs	`1803041304800` `0585172`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,531 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	891 sqft
Basement Area	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	308 sqft
Driveway	Driveway
Driveway Area	350 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0585172
State	OR
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL
Legal Description	TL 04800
Legal Range	03
Legal Township	18
Legal Section	04
Legal Subdivision	FLORAL HILL
Legal Block	3
Legal Lot Number	4800
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1013
Census Tract	4900

Owner

Source: Lane County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2162 FLORAL DR, SAINT PAUL, MN 55110-3863
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CU
Apr 18, 2017	Warranty Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	202230145
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 7, 2022
Property Address	2162 FLORAL HILL DR, EUGENE, OR 97403-1824
Document Number	0000030145
Map Reference	MB 4 PG 43
Instrument Date	Jul 6, 2022
Instrument	2022-030145
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2162 FLORAL HILL DR, EUGENE, OR 97403-1824

Mortgage

Document Number	0000030146
Date	Jul 7, 2022
Instrument	2022-030146

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	Other
Margin	3
Max Rate	9.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2162 FLORAL HILL DR, EUGENE, OR 97403-1824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045235
Date	Sep 26, 2018
Instrument	2018-045235

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 24, 2017
Property Address	2162 FLORAL HILL DR, EUGENE, OR 97403-1824
Document Number	0000019752
Map Reference	MB4 PG43
Instrument Date	Apr 21, 2017
Instrument	2017-019752
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2162 FLORAL HILL DR, EUGENE, OR 97403-1824

Mortgage

Document Number	0000019753
Date	Apr 24, 2017
Instrument	2017-019753

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 18, 2017
Property Address	2162 FLORAL HILL DR, EUGENE, OR 97403-1824
Document Number	0000018910
Instrument Date	Apr 18, 2017
Instrument	18910
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16216 BROOKS RD GRASS VALLEY CA 959454314, GRASS VALLEY, CA 95945-4314

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,862.00 (+3.91%)	$249,557 (+6.09%)	$701,130 (+13.98%) Land $144,032 Building $557,098
2023	$4,679.00 (+4.02%)	$235,233 (+3%)	$615,143 (+16.81%) Land $111,802 Building $503,341
2022	$4,498.00	$228,382	$526,636 Land $113,474 Building $413,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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