21605 4th Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21605 4th Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,080 sqft · built 1935
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2019)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8171675`

Property Details

APN / Parcel Number

Primary APN	`R8171675`
Alternative APN	`145914019`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,320 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1987
Architectural Style	Modular
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Propane
Sewer	Municipal

Location & Zoning

Account Number	R8171675
Street Address	21605 4TH AVE
City	PHIPPSBURG
State	CO
Zip	80469-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 19 & 20, BLK 14, TOWN OF PHIPPSBURG TOTAL: 0.14AC
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	14
Legal Lot Number	19
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1195
Census Tract	300

Owner

21605 4th Ave is owned by an individual who bought it in July 2019.

Source: Routt County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 218, PHIPPSBURG, CO 80469-0218
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Jul 16, 2007 · Amount on File
Deed Document Number	2019800759
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21605 4TH AVE, PHIPPSBURG, CO 80469-5024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	819689
Date	Jan 21, 2021
Instrument	819689

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Jul 2, 2019
Property Address	21605 4TH AVE, PHIPPSBURG, CO 80469-5024
Document Number	800759
Instrument Date	Jun 28, 2019
Instrument	800759
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 774403, STEAMBOAT SPRINGS, CO 80477-4403

Mortgage

Document Number	800760
Date	Jul 2, 2019
Instrument	800760

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21605 4th Ave was $1,384, up 13.9% from the year before.

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (+13.91%)	$21,350 (+20.76%) Land $5,990 Building $15,360	$302,930 (+14.82%) Land $85,000 Building $217,930
2024	$1,215.00 (+0.25%)	$17,680 (-) Land $3,470 Building $14,210	$263,830 (-) Land $51,720 Building $212,110
2023	$1,212.00 (+8.5%)	$17,680 (+20.03%) Land $3,470 Building $14,210	$263,830 (+24.48%) Land $51,720 Building $212,110
2022	$1,117.00	$14,730 Land $2,570 Building $12,160	$211,940 Land $37,000 Building $174,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21605 4th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21605 4th Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th Ave

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