Routt County property record for 21620 4th Ave, Phippsburg, CO 80469
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 560 sqft · built 1931 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $488 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0453878 |
| Primary APN | R0453878 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 560 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cottage |
| Lot Area | 4,792 sqft (0.11 acres) |
| Sewer | Municipal |
|---|
| Account Number | R0453878 |
|---|---|
| Street Address | 21620 4TH AVE |
| City | PHIPPSBURG |
| State | CO |
| Zip | 80469-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HT |
| Legal Description | LOT 26 & N'LY 15 FT OF LOT 25 BLK 15 PHIPPS |
| Legal Range | 85 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Subdivision | PHIPPSBURG |
| Legal Block | 15 |
| Legal Lot Number | 26 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | OAK CREEK |
| Census Block Group | 1 |
| Census Block | 1210 |
| Census Tract | 300 |
Source: Routt County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 773958, STEAMBOAT SPRINGS, CO 80477-3958 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 21620 4TH AVE, PHIPPSBURG, CO 80469 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21620 4TH AVE, PHIPPSBURG, CO 80469 |
| Document Number | 0000842878 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 842878 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Routt County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Unified School District | South Routt School District RE-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $488.00 (+154.17%) | $7,530 (+168.93%) Land $4,940 Building $2,590 | $106,690 (+155.54%) Land $70,000 Building $36,690 |
| 2024 | $192.00 | $2,800 (-) Land $1,300 Building $1,500 | $41,750 (-) Land $19,420 Building $22,330 |
| 2023 | $192.00 (-27.55%) | $2,800 (-2%) Land $1,300 Building $1,500 | $41,750 (-17.05%) Land $19,420 Building $22,330 |
| 2022 | $265.00 | $3,500 Land $1,670 Building $1,830 | $50,330 Land $24,000 Building $26,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1984–2010) |
| Most Recent Claim | Jan 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 51% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2025 |
|---|---|
| Treatment and Procedure | Corrosion control Mar 2021 Coliform assessment Nov 2018 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Luminate Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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