21565 4th Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21565 4th Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,316 sqft · built 1909
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (Aug 2018)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R5336455`

Property Details

APN / Parcel Number

Primary APN	`R5336455`
Alternative APN	`145921007`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1995
Architectural Style	Modular
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R5336455
Street Address	21565 4TH AVE
City	PHIPPSBURG
State	CO
Zip	80469-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 7 & 8 BLOCK 21 TOWN OF PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	21
Legal Lot Number	7
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1213
Census Tract	300

Owner

Source: Routt County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 198, PHIPPSBURG, CO 80469-0198
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Aug 22, 2018	Warranty Deed, Transfer · VA Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Jan 2, 2007 · Amount on Record
Deed Document Number	2018792792
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21565 4TH AVE, PHIPPSBURG, CO 80469-5025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	807354
Date	Feb 13, 2020
Instrument	807354

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Aug 22, 2018
Property Address	21565 4TH AVE, PHIPPSBURG, CO 80469-5025
Document Number	792792
Instrument Date	Aug 15, 2018
Instrument	792792
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21565 4TH AVE, PHIPPSBURG, CO 80469-5025

Mortgage

Document Number	792793
Date	Aug 22, 2018
Instrument	792793

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,528.00 (+18.73%)	$23,580 (+25.96%) Land $5,990 Building $17,590	$334,510 (+19.76%) Land $85,000 Building $249,510
2024	$1,287.00 (+0.31%)	$18,720 (-) Land $3,500 Building $15,220	$279,310 (-) Land $52,220 Building $227,090
2023	$1,283.00 (-53.4%)	$18,720 (+19.77%) Land $3,500 Building $15,220	$279,310 (+24.2%) Land $52,220 Building $227,090
2022	$2,753.00	$15,630 Land $2,570 Building $13,060	$224,880 Land $37,000 Building $187,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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