Lorain County property record for 2160 E 40th St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,112 sqft Living Area |
| Lot Size | 3 acres |
| Occupancy | Owner Occupied |
| Last Sale | $68,000 (2009) |
| Tax Bill | $1,555.00 (2025) |
Source: Lorain County records · APN 03-00-099-108-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2160 E 40TH ST, LORAIN, OH 44055-2708 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2009 · Amount on Record |
| Deed Sale | Oct 19, 2009 · Amount on Record |
| Deed Doc Number | 2009004241 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2160 E 40TH ST, LORAIN, OH 44055-2708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 2160 E 40TH ST, LORAIN, OH 44055-2708 |
| Document Number | 0000089251 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-0089251 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2160 E 40TH ST, LORAIN, OH 44055-2708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 2160 E 40TH ST, LORAIN, OH 44055-2708 |
| Document Number | 0000907143 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 2023-0907143 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,555.00 | $38,740 (+0.01%) Land $4,620 Building $34,120 | $110,680 (-) Land $13,200 Building $97,480 |
| 2024 | $1,555.00 (-9.65%) | $38,738 (+18.93%) Land $4,620 Building $34,118 | $110,680 (+18.93%) Land $13,200 Building $97,480 |
| 2023 | $1,721.00 (+0.88%) | $32,571 (-0.03%) Land $5,215 Building $27,356 | $93,060 (-) Land $14,900 Building $78,160 |
| 2022 | $1,706.00 | $32,580 Land $5,220 Building $27,360 | |
| 2021 | $93,060 Land $14,900 Building $78,160 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-099-108-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,112 sqft Living Area |
| 1st Floor | 1,112 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 130,680 sqft |
| Depth X Width | 127 ft x 45 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 450 sqft Garage |
| Porch | Open Porch |
| Porch Area | 32 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 2160 E 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ARES 3 45 X 127 |
| Legal Subdivision | OAKWOOD ACRES SUBDIVISION #3 SECTION B |
| Legal Block | 108 |
| Legal Lot Number | 242 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 97500 |
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