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2152 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2152 E 40th St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,008 sqft Living Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2023)
Tax Bill$1,331.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-099-108-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,008 sqft Living Area
1st Floor1,008 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1972
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area7,405 sqft (0.169 acres)
Depth X Width127 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Patio Area160 sqft Patio
Canopy Area160 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2152 E 40TH ST
CityLORAIN
StateOH
Zip44055-2708
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ACRES 3 60 X 127
Legal SubdivisionOAKWOOD ACRES SUBDIVISION NO 3B
Legal Block108
Legal Lot Number240
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2008
Census Tract97500

Owner

Source: Lorain County records · APN 03-00-099-108-010

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2152 E 40TH ST, LORAIN, OH 44055-2708
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 27, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LENDUS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2023 · Amount on Record
Deed SaleJun 01, 2023 · Amount on Record
Prior SaleOct 27, 2020 · Amount on Record
Deed Doc Number2023002719
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 01, 2023
Property Address2152 E 40TH ST, LORAIN, OH 44055-2708
Document Number0000917541
Map ReferenceVOL 22 PG 81
Instrument DateMay 30, 2023
Instrument2023-0917541
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyNEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGENCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2152 E 40TH ST, LORAIN, OH 44055-2708

Mortgage

Document Number0000917542
DateJun 01, 2023
Instrument2023-0917542
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 27, 2020
Property Address2152 E 40TH ST, LORAIN, OH 44055-2708
Document Number0000785766
Instrument DateOct 26, 2020
Instrument785766
Transaction TypeTransfer
Record UpdatedNov 05, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2152 E 40TH ST LORAIN OH 440552708, LORAIN, OH 44055-2708

Mortgage

Document Number785767
DateOct 27, 2020
Instrument785767
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,331.00$34,820 (-0.01%) Land $5,190 Building $29,630$99,490 (-) Land $14,830 Building $84,660
2024$1,331.00 (-8.84%)$34,822 (+26%) Land $5,191 Building $29,631$99,490 (+26%) Land $14,830 Building $84,660
2023$1,460.00 (+0.9%)$27,637 (-0.01%) Land $5,779 Building $21,858$78,960 (-) Land $16,510 Building $62,450
2022$1,447.00$27,640 Land $5,780 Building $21,860
2021$78,960 Land $16,510 Building $62,450

Flood & Wildfire

2152 E 40th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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