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2151 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2151 E 40th St, Lorain, OH 44055 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,112 sqft · built 1962
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$104,000 (Jul 2020)
Tax Bill$1,754 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-00-099-107-028

Property Details

APN / Parcel Number

Primary APN03-00-099-107-028
Alternative APN
  • 006674-0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,112 sqft Living Area
Gross Area2,224 sqft Gross Area
1st Floor Area1,112 sqft 1st Floor
Basement Area1,112 sqft Basement
Stories1 Story

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions127 ft deep x 60 ft wide
Parking Spaces2 Parking Spaces
Garage TypeDetached
Garage Area576 sqft Garage
PorchSlab
Porch Area88 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number006674-0
Street Address2151 E 40TH ST
CityLORAIN
StateOH
Zip44055-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ACRES 3 60 X 127 LOT # 249
Legal SubdivisionOAKWOOD ACRES 3
Legal Block107
Legal Lot Number249
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2008
Census Tract97500

Owner

Source: Lorain County records · APN 03-00-099-107-028

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2151 E 40TH ST, LORAIN, OH 44055-2707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 01, 2020Grant Deed, Transfer · FHA Mortgage
LIBERTY HM MTG
May 07, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2020 · Amount on Record
Deed SaleJul 01, 2020 · Amount on Record
Deed Document Number2020767244
Prior Transfer DateApr 20, 2020
Prior Transfer Doc0000759473
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2151 E 40TH ST, LORAIN, OH 44055-2707
Transaction TypeMortgage
Record UpdatedNov 08, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2151 E 40TH ST, LORAIN, OH 44055-2707

Mortgage

Document Number0000934222
DateOct 30, 2023
Instrument2023-0934222
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueMay 01, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJul 01, 2020
Property Address2151 E 40TH ST, LORAIN, OH 44055-2707
Document Number0000767244
Instrument DateJun 25, 2020
Instrument767244
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$416.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2151 E 40TH ST LORAIN OH 440552707, LORAIN, OH 44055-2707

Mortgage

Document Number767245
DateJul 01, 2020
Instrument767245
Lender
NameLIBERTY HM MTG
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateMay 07, 2020
Property Address2151 E 40TH ST, LORAIN, OH 44055-2707
Document Number0000759473
Instrument DateApr 20, 2020
Instrument759473
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2151 E 40TH ST LORAIN OH 440552707, LORAIN, OH 44055-2707

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,754.00 (-7.24%)$45,880 (+%) Land $5,190 Building $40,690$131,080 (-) Land $14,830 Building $116,250
2024$1,891.00 (+10.01%)$45,878 (+37.41%) Land $5,191 Building $40,688$131,080 (+37.41%) Land $14,830 Building $116,250
2023$1,719.00 (+0.88%)$33,387 (-0.01%) Land $5,779 Building $27,608$95,390 (-) Land $16,510 Building $78,880
2022$1,704.00$33,390 Land $5,780 Building $27,610
2021$95,390 Land $16,510 Building $78,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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