Chesapeake City property record for 216 Terwillinger Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,582 sqft · built 1996 |
| Lot Size | 0.802 acres (34,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,000 (Feb 2022) |
| Tax Bill | $4,077 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2022 Sale & Mortgage + 1 more |
| APN | 0450000003220 |
| Primary APN | 0450000003220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Upper Floors Area | 676 sqft |
| Attic | Attic |
| Attic Area | 48 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,935 sqft (0.802 acres) |
| Lot Dimensions | 395 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 216 TERWILLINGER RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | LT 3 SUB PLAT OF L & M C WILLEY PROP .802 AC |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21305 |
Source: Chesapeake City records · APN 0450000003220
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Feb 09, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| May 29, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2022 · Amount on Record |
| Deed Sale | Feb 09, 2022 · Amount on Record |
| Prior Sale | Feb 12, 2016 · Amount on Record |
| Deed Document Number | 20224788 |
| Deed Book / Page | 10519 / 946 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 216 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|---|
| Address | 216 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Document Number | 10954/1180 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 10954/1180 |
| Instrument | 260006134 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 09, 2022 |
| Property Address | 216 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Document Number | 010519/946 |
| Book / Page | 10519 / 946 |
| Instrument Date | Feb 02, 2022 |
| Instrument | 220004788 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | CARDINAL TITLE, CARDINAL BAY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Document Number | 0220004789 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | 220004789 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 216 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10015/1798 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 10015/1798 |
| Instrument | 190012638 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 01, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,077.00 (+6.84%) | $403,700 (+16.24%) Land $185,000 Building $218,700 | $403,700 (+16.24%) Land $185,000 Building $218,700 |
| 2024 | $3,816.00 (+47.39%) | ||
| 2023 | $347,300 (+13.79%) Land $135,000 Building $212,300 | $347,300 (+13.79%) Land $135,000 Building $212,300 | |
| 2022 | $305,200 Land $120,000 Building $185,200 | $305,200 Land $120,000 Building $185,200 | |
| 2019 | $2,589.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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