Chesapeake City property record for 208 Terwillinger Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1996 |
| Lot Size | 0.635 acres (27,661 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Jun 2026) |
| Tax Bill | $3,758 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2011 Mortgage + 3 more |
| APN | 0450000003230 |
| Primary APN | 0450000003230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,193 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,661 sqft (0.635 acres) |
| Lot Dimensions | 371 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 208 TERWILLINGER RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | LT 4 SUB PLAT OF L & M C WILLEY PROP .635 AC |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21305 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 10, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 21, 2011 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| May 5, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 8, 2008 | Warranty Deed, Transfer · FHA Mortgage REALTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2020 · Amount on Record |
| Deed Document Number | 202614918 |
| Deed Book / Page | 10989 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 10, 2026 |
| Property Address | 208 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Document Number | 0000014918 |
| Book / Page | 10989 / 75 |
| Instrument Date | May 20, 2026 |
| Instrument | 202614918 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,905.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Document Number | 0000014919, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202614919 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 208 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008384/436 |
|---|---|
| Date | Apr 21, 2011 |
| Book Page | 8384/436 |
| Name | BANK OF AMERICA NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 208 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 10555/1915 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 10555/1915 |
| Instrument | 220015337 |
| Name | TRUIST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 26, 2020 |
| Property Address | 208 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Document Number | 10117/1395 |
| Book / Page | 10117 / 1395 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 200006163 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Document Number | 200006164 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 200006164 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 8, 2008 |
| Property Address | 208 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909 |
| Document Number | 007541/814 |
| Book / Page | 7541 / 814 |
| Instrument Date | May 28, 2008 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007541817 |
|---|---|
| Date | Jul 8, 2008 |
| Instrument | 7541/817 |
| Name | REALTY MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,100 (+3.22%) Land $200,000 Building $184,100 | $384,100 (+3.22%) Land $200,000 Building $184,100 | |
| 2025 | $3,758.00 (+7.04%) | $372,100 (+17.27%) Land $185,000 Building $187,100 | $372,100 (+17.27%) Land $185,000 Building $187,100 |
| 2024 | $3,511.00 (+42.9%) | ||
| 2023 | $317,300 (+13.08%) Land $135,000 Building $182,300 | $317,300 (+13.08%) Land $135,000 Building $182,300 | |
| 2022 | $280,600 Land $120,000 Building $160,600 | $280,600 Land $120,000 Building $160,600 | |
| 2019 | $2,457.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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