240 Terwillinger Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 240 Terwillinger Rd, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,093 sqft · built 1973
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$361,590 (Sep 2009)
Tax Bill$5,538 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Apr 2021 Refinance
+ 2 more
APN0450000002981

Property Details

APN / Parcel Number

Primary APN0450000002981

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,093 sqft Living Area
1st Floor Area1,164 sqft
AtticAttic
Attic Area547 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Garage TypeAttached
Garage Area547 sqft
Pool Area640 sqft
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address240 TERWILLINGER RD
CityCHESAPEAKE
StateVA
Zip23323-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionPT BLK A TERWILLIGER FARM 3 AC
Legal SubdivisionCREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2002
Census Tract21305

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address240 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Line of Credit
CHARTWAY FCU
Apr 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Jul 31, 2012Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 16, 2005Warranty Deed, Transfer · VA Mortgage
RESOURCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2009 · Amount on Record
Deed SaleSep 8, 2009 · Amount on Record
Prior SaleMar 16, 2005 · Amount on Record
Deed Book / Page7927 / 728
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address240 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010951/688
DateMar 4, 2026
Book Page10951/688
Instrument260005320
Lender
NameCHARTWAY FCU
TypeCredit Union
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 3, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address240 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10355/1895
DateApr 20, 2021
Book Page10355/1895
Instrument210018219
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate

July 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address240 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008768/626
DateJul 31, 2012
Book Page8768/626
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2042
Interest
Rate TypeFixed Rate
Rate3.75%

March 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 16, 2005
Property Address240 TERWILLINGER RD, CHESAPEAKE, VA 23323-3909
Document Number005895/315
Book / Page5895 / 315
Instrument DateFeb 24, 2005
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005895318
DateMar 16, 2005
Instrument5895/318
Lender
NameRESOURCE BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,538.00 (+11.07%)$548,300 (+14.68%) Land $194,800 Building $353,500$548,300 (+14.68%) Land $194,800 Building $353,500
2024$4,986.00 (+26.58%)
2023$478,100 (+9.71%) Land $145,500 Building $332,600$478,100 (+9.71%) Land $145,500 Building $332,600
2022$435,800 Land $135,000 Building $300,800$435,800 Land $135,000 Building $300,800
2019$3,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims3 (2009–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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