Charlotte County property record for 216 Summerset Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 696 sqft · built 1958 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $842 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402301152008 |
| Primary APN | 402301152008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 696 sqft Living Area |
| Gross Area | 1,260 sqft |
| 1st Floor Area | 696 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 564 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 00888280000005 |
|---|---|
| Street Address | 216 SUMMERSET DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PEACE RIVER SH UN 3 BLK 6 LTS 18 & 19 PR#4338 552/1471 2477/1458 AFF3146/382 CD3146/385 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 01 |
| Legal Subdivision | PEACE RIVER SH |
| Legal Tract | PRS |
| Legal Block | 6 |
| Legal Lot Number | 18,19 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10200 |
Source: Charlotte County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 20, 2026 | Intrafamily Transfer, Transfer |
| Jul 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2007 |
| Transfer Doc | 0031460385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 20, 2026 |
| Property Address | 216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Document Number | 0003625223 |
| Map Reference | MB 4 PG 45 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 3625223 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Name | Verified Name |
|---|---|
| Address | 216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044561827 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 4456/1827 |
| Instrument | 2723676 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2034 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $17,178 (+5.98%) | $130,943 (+105.84%) Land $11,108 Building $119,835 |
| 2024 | $842.00 (+4.6%) | ||
| 2023 | $805.00 (+5.5%) Homeowner's exemption | $16,208 (+3%) | $63,615 (-19.72%) Land $13,226 Building $50,389 |
| 2022 | $763.00 Homeowner's exemption | $15,736 | $79,237 Land $10,098 Building $69,139 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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