216 Summerset Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 216 Summerset Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 696 sqft · built 1958
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on Record
Tax Bill$842 (2024)
Deeds & MortgagesMar 2026 Transfer
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN402301152008

Property Details

APN / Parcel Number

Primary APN402301152008
Alternative APNs
  • 00888280000005
  • 10004604229

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area696 sqft Living Area
Gross Area1,260 sqft
1st Floor Area696 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area564 sqft
Shed1 Shed
Shed Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number00888280000005
Street Address216 SUMMERSET DR
CityPUNTA GORDA
StateFL
Zip33982-8317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPEACE RIVER SH UN 3 BLK 6 LTS 18 & 19 PR#4338 552/1471 2477/1458 AFF3146/382 CD3146/385
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIVER SH
Legal TractPRS
Legal Block6
Legal Lot Number18,19
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1029
Census Tract10200

Owner

Source: Charlotte County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Intrafamily Transfer, Transfer
Jul 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 10, 2007
Transfer Doc0031460385
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateMar 20, 2026
Property Address216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317
Document Number0003625223
Map ReferenceMB 4 PG 45
Instrument DateJun 18, 2025
Instrument3625223
Transaction TypeTransfer
Record UpdatedApr 8, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address216 SUMMERSET DR, PUNTA GORDA, FL 33982-8317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044561827
DateJul 3, 2019
Book Page4456/1827
Instrument2723676
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2034

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$17,178 (+5.98%)$130,943 (+105.84%) Land $11,108 Building $119,835
2024$842.00 (+4.6%)
2023$805.00 (+5.5%) Homeowner's exemption$16,208 (+3%)$63,615 (-19.72%) Land $13,226 Building $50,389
2022$763.00 Homeowner's exemption$15,736$79,237 Land $10,098 Building $69,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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