200 Summerset Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 200 Summerset Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,400 sqft · built 2005
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2025)
Tax Bill	$452 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`40-23-01-152-006`

Property Details

APN / Parcel Number

Primary APN	`40-23-01-152-006`
Alternative APNs	`0088826-000000-7` `10004604227`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,598 sqft

Exterior

Year Built	Built 2005
Architectural Style	Modular
Exterior Material	Vinyl
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Driveway	Driveway
Driveway Area	1 sqft
Patio Area	281 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004604227
Old Parcel Number	00888260000007
Street Address	200 SUMMERSET DR
City	PUNTA GORDA
State	FL
Zip	33982-8317
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RSF3.5
Legal Description	PRS 003 0006 0014 PEACE RIVER SHORES UN 3 BLK 6 LTS 14 & 15 327/324 DC538/1667 593/933 830/1128 1609/190
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIVER SHORES
Legal Block	6
Legal Lot Number	14 15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1029
Census Tract	10200

Owner

Source: Charlotte County records · APN 40-23-01-152-006

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	200 SUMMERSET DR, PUNTA GORDA, FL 33982-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 07, 2021	Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE FIRM INC
Jun 26, 2025	Warranty Deed, Transfer · USDA Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Document Number	3541998
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	200 SUMMERSET DR, PUNTA GORDA, FL 33982-8317
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SUMMERSET DR, PUNTA GORDA, FL 33982-8317

Mortgage

Document Number	0048361263
Date	Sep 07, 2021
Book Page	4836/1263
Instrument	2994307

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 26, 2025
Property Address	200 SUMMERSET DR, PUNTA GORDA, FL 33982-8317
Document Number	0003541998
Map Reference	MB 4 PG 45
Instrument Date	Jun 23, 2025
Instrument	3541998
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 SUMMERSET DR, PUNTA GORDA, FL 33982-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SUMMERSET DR, PUNTA GORDA, FL 33982-8317

Mortgage

Document Number	0003541999
Date	Jun 26, 2025
Instrument	3541999

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$452.00 (-43.85%) Homeowner's exemption Widower's exemption	$73,905 (+866.2%)	$195,860 (+8.85%) Land $13,068 Building $182,792
2023	$805.00 (-36.56%) Homeowner's exemption Widower's exemption	$7,649 (-88.7%)	$179,930 (+22.07%) Land $13,226 Building $166,704
2022	$1,269.00 Homeowner's exemption Widower's exemption	$67,699	$147,401 Land $10,098 Building $137,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Wildfire

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 81 locations within half a mile of this property.

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