203 Summerset Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 203 Summerset Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Lot Size	0.525 acres (22,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Apr 2022)
Tax Bill	$500 (2025)
Deeds & Mortgages	Jun 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`40-23-01-151-018`

Property Details

APN / Parcel Number

Primary APN	`40-23-01-151-018`
Alternative APN	`10004604221`

Exterior

Lot Area	22,900 sqft (0.525 acres)
Lot Width	100 ft Width

Location & Zoning

Account Number	10004604221
Street Address	203 SUMMERSET DR
City	PUNTA GORDA
State	FL
Zip	33982-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PRS 003 0001 0124 PEACE RIVER SHORES UN 3 BLK 1 LTS 124 125 & SE 1/2 LT 126 320/481 DC544/400 576/1977 770/1393 800
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIVER SHORES
Legal Block	1
Legal Lot Number	126
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1026
Census Tract	10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 DOUGLAS RD, SABINSVILLE, PA 16943-9456
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	3088907
Deed Book / Page	4322 / 0330
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	2617570
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 1, 2018
Property Address	203 SUMMERSET DR, PUNTA GORDA, FL 33982-8318
Document Number	0043220330
Book / Page	004322 / 000330
Instrument Date	May 31, 2018
Instrument	2617570
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11200 REDBERRY CT WHITMORE LAKE MI 481898290, WHITMORE LAKE, MI 48189-8290

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$500.00 (-52.96%)	$33,211 (-11.78%)	$39,072 (-11.78%) Land $38,150 Building $922
2023	$1,063.00 (+5.35%)	$37,647 (-)	$44,291 (+17.65%) Land $43,600 Building $691
2022	$1,009.00	$37,647 Land $37,060 Building $587	$37,647 Land $37,060 Building $587

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30