216 Rock River Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 216 Rock River Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$2,500 (Oct 2015)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`051-199-042-00`

Property Details

APN / Parcel Number

Primary APN	`051-199-042-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	216 ROCK RIVER AVE
City	THREE RIVERS
State	MI
Zip	49093-2293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 8. WEST SIDE ROCK RIVER AVE. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	8
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1023
Census Tract	40100

Owner

216 Rock River Ave is owned and occupied by an individual who bought it in October 2015.

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	216 ROCK RIVER AVE, THREE RIVERS, MI 49093-2293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jan 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2015 · Amount on File
Deed Sale	Oct 9, 2015 · Amount on File
Deed Book / Page	1799 / 874
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	216 ROCK RIVER AVE, THREE RIVERS, MI 49093-2293
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 ROCK RIVER AVE, THREE RIVERS, MI 49093-2293
Investor	Possibly a Property Investor

Mortgage

Document Number	2023000528
Date	Jan 23, 2023
Instrument	2023000528

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	216 ROCK RIVER AVE, THREE RIVERS, MI 49093-2293
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1898/0402
Date	Dec 28, 2017
Book Page	1898/0402
Instrument	1898-0402

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 31, 2018
Property Address	216 ROCK RIVER AVE, THREE RIVERS, MI 49093-2293
Document Number	01902/0177
Book / Page	1902 / 0177
Map Reference	LB2 PG22
Instrument Date	Dec 1, 2017
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2239 MANSFIELD AVE, 2239, PORTAGE, MI 49024-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 E HATCH ST, STURGIS, MI 49091-1217
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,500 (+48.11%) Land $6,400 Building $60,100	$133,000 (+48.11%) Land $12,800 Building $120,200
2025	$1,549.00 (+13.4%) Homeowner's exemption
2023		$44,900 Land $2,200 Building $42,700	$89,800 Land $4,400 Building $85,400
2022	$1,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Rock River Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Rock River Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

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