St. Joseph County property record for 305 Rock River Ave, Three Rivers, MI 49093
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 4,588 sqft |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Company Name on File |
| Last Sale | $185,000 (Mar 2024) |
| Tax Bill | $5,503 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-047-00 |
| Primary APN | 051-145-047-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,588 sqft Total Area |
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 130 ft deep x 140 ft wide |
| Garage Area | 672 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 305 ROCK RIVER AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2296 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R |
| Legal Description | LOT 1 & 2 BLK 6. ORIG PLAT CITY OF THREE RIVERS ALSO PART OF LOTS 10 & 11 BLK 6 DESC AS FOLS: BEG AT NW COR LOT 11 TH S 87D 2 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 6 |
| Legal Lot Number | 10-11 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 40100 |
305 Rock River Ave, a commercial property, is owned by a company that bought it in March 2024.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 25736 RAINBOW DR, STURGIS, MI 49091-9388 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2024 | Warranty Deed, Transfer · Commercial Mortgage CENTURY BANK & TRUST |
| Feb 23, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on File |
| Deed Sale | Mar 6, 2024 · Amount on File |
| Prior Sale | Dec 5, 2001 · Amount on File |
| Deed Document Number | 20241443 |
| Prior Transfer Date | May 9, 2023 |
| Prior Transfer Doc | 2024001165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 6, 2024 |
| Property Address | 305 ROCK RIVER AVE, THREE RIVERS, MI 49093-2296 |
| Document Number | 2024001443 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024001443 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 W MAIN ST, MENDON, MI 49072-8743 |
| Name | Verified Name |
|---|---|
| Address | 25736 RAINBOW DR, STURGIS, MI 49091-9388 |
| Document Number | 2024001444 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 2024001444 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 23, 2024 |
| Property Address | 305 ROCK RIVER AVE, THREE RIVERS, MI 49093-2296 |
| Document Number | 2024001165 |
| Map Reference | LB F PG 28 |
| Instrument Date | May 9, 2023 |
| Instrument | 2024001165 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1419 ROLLING RIDGE LN, STURGIS, MI 49091-9725 |
| Name | Verified Name |
|---|---|
| Address | 300 N KALAMAZOO ST, WHITE PIGEON, MI 49099-9720 |
The 2025 property tax bill for 305 Rock River Ave was $5,503.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,600 (+9.49%) | $309,200 (+9.49%) | |
| 2025 | $5,503.00 | $141,200 Land $15,300 Building $125,900 | $282,400 Land $30,600 Building $251,800 |
| 2023 | $108,000 Land $9,500 Building $98,500 | $216,000 Land $19,000 Building $197,000 | |
| 2022 | $5,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Rock River Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Rock River Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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