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202 Rock River Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 202 Rock River Ave, Three Rivers, MI 49093 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,704 sqft · built 1900
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Feb 2020)
Tax Bill$2,284 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-199-039-00

Property Details

APN / Parcel Number

Primary APN051-199-039-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area1,596 sqft
Basement Area432 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area24,394 sqft (0.56 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address202 ROCK RIVER AVE
CityTHREE RIVERS
StateMI
Zip49093-2293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 E OF NYC RR R/W ON WEST SIDE OF ROCK RIVER AVE. CITY OF THREE RIVERS.
Legal SubdivisionCITY OF THREE RIVERS
Legal Lot Number5
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1042
Census Tract40100

Owner

Source: St. Joseph County records · APN 051-199-039-00

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address202 ROCK RIVER AVE, THREE RIVERS, MI 49093-2293
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 2020 · Amount on Record
Deed SaleFeb 24, 2020 · Amount on Record
Prior SaleFeb 22, 2010 · Amount on Record
Deed Book / Page1997 / 463
Prior Transfer DateMar 11, 2004
Prior Transfer Doc1221000672
Record UpdatedSep 20, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateFeb 24, 2020
Property Address202 ROCK RIVER AVE, THREE RIVERS, MI 49093-2293
Document Number001997/463
Book / Page1997 / 463
Map ReferenceLB 2 PG 22-24
Instrument DateFeb 21, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyTITLE RESOURCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$670.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 45, THREE RIVERS, MI 49093-0045

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 HANNAH ST APT 6, 6, THREE RIVERS, MI 49093-2824

Mortgage

Document Number0001997465
DateFeb 24, 2020
Instrument1997/465
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$73,900 (+49.9%) Land $9,000 Building $64,900$147,800 (+49.9%) Land $18,000 Building $129,800
2025$2,284.00 (+13.35%) Homeowner's exemption
2023$49,300 Land $3,000 Building $46,300$98,600 Land $6,000 Building $92,600
2022$2,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008, river or lake flooding

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
FrontierFiber7,000 / 7,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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