216 E Locust St, Lafayette, TN 37083 Property Records

Macon County property record for 216 E Locust St, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,236 sqft · built 1952
Lot Size	0.362 acres (15,795 sqft)
Owner	Individual Name on Record
Last Sale	$127,200 (Apr 2024)
Tax Bill	$483 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056059C B 03200`

Property Details

APN / Parcel Number

Primary APN	`056059C B 03200`
Alternative APN	`059C B 03200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,236 sqft Living Area
1st Floor Area	1,131 sqft
Upper Floors Area	350 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,795 sqft (0.362 acres)
Lot Dimensions	135 ft deep x 117 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	216 E LOCUST ST
City	LAFAYETTE
State	TN
Zip	37083-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: L01
Legal Subdivision	CHAMBERLAIN ADD
Legal Tract	1
Legal Lot Number	. 10 117
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	2
Census Block	2020
Census Tract	970301

Owner

Source: Macon County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	216 E LOCUST ST, LAFAYETTE, TN 37083-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 1, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Deed Document Number	24001166
Deed Book / Page	RB201 / 572
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	216 E LOCUST ST, LAFAYETTE, TN 37083-1222
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E LOCUST ST, LAFAYETTE, TN 37083-1222

Mortgage

Document Number	0RB238/648
Date	Oct 31, 2025
Book Page	RB238/648
Instrument	25004518

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Apr 1, 2049

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Apr 1, 2024
Property Address	216 E LOCUST ST, LAFAYETTE, TN 37083-1222
Document Number	0RB201/572
Book / Page	RB201 / 572
Map Reference	CAB 2 SL 69
Instrument Date	Mar 28, 2024
Instrument	24001166
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024001167
Date	Apr 1, 2024
Instrument	24001167

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$483.00 (+12.06%)	$29,775 (-) Land $3,300 Building $26,475
2023		$29,775 Land $3,300 Building $26,475	$119,100 Land $13,200 Building $105,900
2019	$431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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