210 E Locust St, Lafayette, TN 37083 Property Records

Macon County property record for 210 E Locust St, Lafayette, TN 37083

Property Summary

Property Type	Commercial
Details	1 ba · 1,104 sqft · built 1946
Lot Size	0.365 acres (15,930 sqft)
Owner	Company Name on Record
Last Sale	$2,050,000 (Aug 2016)
Tax Bill	$365 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056059C B 02900`

Property Details

APN / Parcel Number

Primary APN	`056059C B 02900`
Alternative APN	`059C B 02900`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,104 sqft
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1946
Lot Area	15,930 sqft (0.365 acres)
Lot Dimensions	135 ft deep x 118 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	210 E LOCUST ST
City	LAFAYETTE
State	TN
Zip	37083
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DISTRICT: 01 EXTRA PARKING LOT, COUNTY AREA: L01
Legal Subdivision	CHAMBERLAIN ADD
Legal Lot Number	5,6 6
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	2
Census Block	2020
Census Tract	970301

Owner

Source: Macon County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2229 N MOUNT JULIET RD, MOUNT JULIET, TN 37122-3024
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST FREEDOM BANK
Jun 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST FREEDOM BANK
Feb 7, 2019	Grant Deed, Mortgage · Line of Credit COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2016 · Amount on Record
Deed Sale	Aug 31, 2016 · Amount on Record
Prior Sale	Oct 21, 1996 · Amount on Record
Deed Document Number	000RB27729
Deed Book / Page	210 / 15
Prior Transfer Date	Mar 17, 1997
Prior Transfer Doc	0000021015
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	210 E LOCUST ST, LAFAYETTE, TN 37083
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W BADDOUR PKWY, LEBANON, TN 37087-2280

Mortgage

Document Number	0RB207/745
Date	Jul 5, 2024
Book Page	RB207/745
Instrument	24002566

Lender

Name	FIRST FREEDOM BANK
Type	Bank
Address	1620 W MAIN ST, LEBANON, TN 37087

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	215 Months
Due	Jun 5, 2042

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	210 E LOCUST ST, LAFAYETTE, TN 37083
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, TITLE CENTER OF SOUTH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB166/398
Date	Jun 21, 2022
Book Page	RB166/398
Instrument	22002711

Lender

Name	FIRST FREEDOM BANK
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MACON TN
Recording Date	Feb 7, 2019
Property Address	210 E LOCUST ST, LAFAYETTE, TN 37083
Book / Page	000071 / 000532
Instrument Date	Jan 31, 2019
Instrument	402
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 E LOCUST ST LAFAYETTE TN 37083, LAFAYETTE, TN 37083

Mortgage

Document Number	0000000402
Date	Feb 7, 2019
Book Page	000071/000532
Instrument	402

Lender

Name	COMMUNITY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 6, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$365.00	$22,520 (-) Land $14,000 Building $8,520
2024	$365.00 (-19.96%)	$22,520 (-) Land $14,000 Building $8,520
2023		$22,520 Land $14,000 Building $8,520	$56,300 Land $35,000 Building $21,300
2019	$456.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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