209 E Locust St, Lafayette, TN 37083 Property Records

Macon County property record for 209 E Locust St, Lafayette, TN 37083

Property Summary

Property Type	Commercial
Details	5.5 ba · 14,385 sqft · built 1949
Lot Size	0.916 acres (39,900 sqft)
Owner	Company Name on File
Last Sale	$2,050,000 (Aug 2016)
Tax Bill	$8,728 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`059C-B-003.00`

Property Details

APN / Parcel Number

Primary APN	`059C-B-003.00`
Alternative APNs	`01059CB059C00300` `056059C B 00300`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	14,385 sqft Gross Area
1st Floor Area	8,337 sqft
Upper Floors Area	2,688 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,900 sqft (0.916 acres)
Lot Dimensions	343 ft deep x 113 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	3,360 sqft
Parking Spaces	11 Parking Spaces
Porch	Finished/Open Porch
Porch Area	430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	209 E LOCUST ST
City	LAFAYETTE
State	TN
Zip	37083-1221
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CHAMBERLAIN ADD PB N/R LOTS 13 THRU 19 380 X 105
Legal Subdivision	CHAMBERLAIN ADD
Legal Lot Number	13-19
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	2
Census Block	2018
Census Tract	970301

Owner

Source: Macon County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2229 N MOUNT JULIET RD, MOUNT JULIET, TN 37122-3024
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST FREEDOM BANK
Feb 7, 2019	Grant Deed, Mortgage · Line of Credit COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2016 · Amount on File
Deed Sale	Aug 31, 2016 · Amount on File
Prior Sale	Jun 5, 2008 · Amount on File
Deed Book / Page	27 / 732
Transfer Doc	000027/216
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	209 E LOCUST ST, LAFAYETTE, TN 37083-1221
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, TITLE CENTER OF SOUTH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W BADDOUR PKWY, LEBANON, TN 37087-2280

Mortgage

Document Number	0RB166/398
Date	Jun 21, 2022
Book Page	RB166/398
Instrument	22002711

Lender

Name	FIRST FREEDOM BANK
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MACON TN
Recording Date	Feb 7, 2019
Property Address	209 E LOCUST ST, LAFAYETTE, TN 37083-1361
Book / Page	000071 / 000532
Instrument Date	Jan 31, 2019
Instrument	402
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 E LOCUST ST LAFAYETTE TN 370831361, LAFAYETTE, TN 37083-1361

Mortgage

Document Number	0000000402
Date	Feb 7, 2019
Book Page	000071/000532
Instrument	402

Lender

Name	COMMUNITY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 6, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,728.00 (+2.05%)	$537,840 (-) Land $32,000 Building $505,840	$1,344,600 (-) Land $80,000 Building $1,264,600
2024	$8,553.00 (-9.59%)	$537,840 (-) Land $32,000 Building $505,840
2023		$537,840 Land $32,000 Building $505,840	$1,344,600 Land $80,000 Building $1,264,600
2019	$9,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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