Oceana County property record for 105 E Jefferson St, Hart, MI 49420
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.211 acres (9,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Sep 2024) |
| Tax Bill | $4,632 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-731-002-00 |
| Primary APN | 020-731-002-00 |
|---|
| Lot Area | 9,197 sqft (0.211 acres) |
|---|
| Street Address | 105 E JEFFERSON ST |
|---|---|
| City | HART |
| State | MI |
| Zip | 49420-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD984274 QC-L2011P10671 SPL FR 001-00 IN 97 CITY OF HART WIGTON-GURNEY ADDITION W 1/2 OF LOTS 1 & 2 - BLK 31 |
| Legal Subdivision | GURNEY ADDITION |
| Legal Block | 31 |
| Legal Lot Number | 1-2 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | HART |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10400 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1048, PENTWATER, MI 49449-1048 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on Record |
| Deed Sale | Sep 24, 2024 · Amount on Record |
| Prior Sale | Sep 24, 2024 · Amount on Record |
| Deed Document Number | 20244603 |
| Deed Book / Page | 2024 / 16406 |
| Prior Transfer Date | Jun 16, 2011 |
| Prior Transfer Doc | 2011010671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 105 E JEFFERSON ST, HART, MI 49420-1218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/004029 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 2018/004029 |
| Instrument | 201800001210 |
| Name | WEST SHORE BANK |
|---|---|
| Type | Bank |
| Address | LUDINGTON, MI 49431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2033 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| Municipality | Hart City |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,700 (+14.52%) Land $90,700 | $181,400 (+14.52%) Land $181,400 | |
| 2025 | $4,632.00 (+196.35%) Homeowner's exemption | $79,200 (+41.68%) Land $79,200 | $158,400 (+41.68%) Land $158,400 |
| 2023 | $55,900 Land $55,900 | $111,800 (-) Land $111,800 | |
| 2022 | $1,563.00 | $111,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HART serves 2,126 people · EPA ID MI0003060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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