2155 E 40th St, Cleveland, OH 44103 Property Records

Cuyahoga County property record for 2155 E 40th St, Cleveland, OH 44103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 2005
Lot Size	0.019 acres (827 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Jan 2011)
Tax Bill	$2,449 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-23-085`

Property Details

APN / Parcel Number

Primary APN	`103-23-085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,745 sqft Living Area
Gross Area	2,145 sqft
1st Floor Area	315 sqft
2nd Floor Area	715 sqft
Upper Floors Area	715 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	827 sqft (0.019 acres)
Lot Dimensions	42 ft deep x 19 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2155 E 40TH ST
City	CLEVELAND
State	OH
Zip	44103-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	PCL C VOL 342 PG 18 .019 AC OL 70 SUBDIVISION PLAT FOR GATEWAY TOWNHOUSEES 2006 SR
Legal Subdivision	SUBDIVISION PLAT FOR GATEWAY
Legal Lot Number	C
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1021
Census Tract	108701

Owner

Source: Cuyahoga County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2155 E 40TH ST, CLEVELAND, OH 44103-4456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 7, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 28, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 1, 2019	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2011 · Amount on Record
Deed Sale	Jan 5, 2011 · Amount on Record
Prior Sale	Nov 23, 2009 · Amount on Record
Deed Document Number	2011655
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	0000000606
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2155 E 40TH ST, CLEVELAND, OH 44103-4456
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 E 40TH ST, CLEVELAND, OH 44103-4456

Mortgage

Document Number	0000000406
Date	Sep 19, 2023
Instrument	202309190406

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Apr 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2155 E 40TH ST, CLEVELAND, OH 44103-4456
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 E 40TH ST, CLEVELAND, OH 44103-4456

Mortgage

Document Number	0000000714
Date	Jul 7, 2022
Instrument	202207070714

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 1, 2049

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2155 E 40TH ST, CLEVELAND, OH 44103-4456
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 E 40TH ST, CLEVELAND, OH 44103-4456

Mortgage

Document Number	0000000147
Date	Jan 28, 2025
Instrument	202501280147

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2065

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	2155 E 40TH ST, CLEVELAND, OH 44103-4456
Document Number	0004160031
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 E 40TH ST CLEVELAND OH 441034456, CLEVELAND, OH 44103-4456

Mortgage

Document Number	0004160031
Date	Apr 16, 2019
Instrument	4160031

Lender

Name	US BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,449.00 (+0.04%) Homeowner's exemption	$37,345 (-0.01%) Land $2,730 Building $34,615	$106,700 (-) Land $7,800 Building $98,900
2024	$2,448.00 (+637.35%) Homeowner's exemption	$37,350 (+752.74%) Land $2,730 Building $34,620	$106,700 (-23.68%) Land $7,800 Building $98,900
2023	$332.00 (-14.43%) Homeowner's exemption	$4,380 (-) Land $4,380
2022	$388.00 Homeowner's exemption	$4,380 Land $4,380
2021			$139,800 Land $12,500 Building $127,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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