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2157 E River Rd, Nichols, NY 13812 Property Records

Tioga County and Nichols Town property record for 2157 E River Rd, Nichols, NY 13812 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,651 sqft · built 1960
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Last Sale$135,800 (Feb 2023)
Tax Bill$4,068 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN492889 149.17-1-9

Property Details

APN / Parcel Number

Primary APN492889 149.17-1-9
Alternative APNs
  • 288914901700010090000000
  • 00000000247

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,651 sqft Living Area
1st Floor Area1,651 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area52,272 sqft (1.2 acres)
Lot Dimensions330 ft deep x 125 ft wide
Garage TypeAttached

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area552 sqft
Patio Area742 sqft
Shed1 Shed
Canopy60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000000247
Street Address2157 E RIVER RD
CityNICHOLS
StateNY
Zip13812-3203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number9.000
JurisdictionTIOGA NY
Township / Civil DivisionNICHOLS
Census Block Group6
Census Block6006
Census Tract20600

Owner

Source: Tioga County and Nichols Town records · APN 492889 149.17-1-9

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2157 E RIVER RD, NICHOLS, NY 13812-3203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2023 · Amount on Record
Deed SaleFeb 27, 2023 · Amount on Record
Deed Document Number2023729
Record UpdatedJun 08, 2026

February 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionTIOGA NY
Recording DateFeb 27, 2023
Property Address2157 E RIVER RD, NICHOLS, NY 13812-3203
Document Number2023000000729
Instrument DateFeb 24, 2023
Instrument20230-00000729
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 W RIVER RD APT A, A, NICHOLS, NY 13812-2127

Mortgage

Document Number23000000730
DateFeb 27, 2023
Instrument230-00000730
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.7%
Type Change DateMar 01, 2030
Max Rate At Change3%
Index3-Year CMT
Margin3

Tax Assessment & Valuation

Source: Tioga County and Nichols Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionNichols Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,068.00 (+218.56%)$29,350 (-) Land $2,500 Building $26,850$168,872 (+20.83%) Land $14,384 Building $154,488
2023$29,350 Land $2,500 Building $26,850$139,762 Land $11,905 Building $127,857
2019$1,277.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070206006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims46 (1979–2017)
Claims Outside the SFHA18 of 46
Most Recent ClaimJul 2017, river or lake flooding
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims
  • Severe Storms And Flooding, Jun 2006 · 16 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Zeta BroadbandFiber5,000 / 5,000
FiberSparkFiber2,000 / 2,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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