Tioga County and Nichols Town property record for 2172 E River Rd, Nichols, NY 13812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,284 sqft · built 1960 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,627 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Nov 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 149.17-1-15 |
| Primary APN | 492889 149.17-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 340 ft deep x 80 ft wide |
| Garage Type | Attached |
| Porch | Slab |
| Porch Area | 280 sqft |
| Canopy | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000732 |
|---|---|
| Street Address | 2172 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 02-15-95 |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2172 E RIVER RD, NICHOLS, NY 13812-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TIOGA STATE BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 2172 E RIVER RD, NICHOLS, NY 13812-3202 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022000005439 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 20220-00005439 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 2172 E RIVER RD, NICHOLS, NY 13812-3202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020000004515 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 20200-00004515 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,627.00 (+2.11%) | $26,170 (-) Land $2,000 Building $24,170 | $150,575 (+20.83%) Land $11,507 Building $139,068 |
| 2023 | $26,170 Land $2,000 Building $24,170 | $124,619 Land $9,524 Building $115,095 | |
| 2019 | $3,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| Fiberspark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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