San Diego County property record for 2148 Opal Rdg, Vista, CA 92081 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,316 sqft · built 1991 |
| Lot Size | 0.126 acres (5,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $990,000 (Mar 2024) |
| Tax Bill | $12,306 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-504-05-00 |
| Primary APN | 219-504-05-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,316 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 5,478 sqft (0.126 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2195010500 |
|---|---|
| Street Address | 2148 OPAL RDG |
| City | VISTA |
| State | CA |
| Zip | 92081-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 TR 012431 |
| Legal Subdivision | VISTA #88-1 PH II |
| Legal Tract | 012431 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 19905 |
Source: San Diego County records · APN 219-504-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2148 OPAL RDG, VISTA, CA 92081-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 05, 2024 | Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Jun 30, 2020 | · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2024 · Amount on Record |
| Deed Sale | Mar 05, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2016 · Amount on Record |
| Deed Document Number | 202455351 |
| Prior Transfer Date | Jun 25, 2020 |
| Prior Transfer Doc | 0000344693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2148 OPAL RDG, VISTA, CA 92081-8802 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2148 OPAL RDG, VISTA, CA 92081-8802 |
| Document Number | 0000274492 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 2025-0274492 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 05, 2024 |
| Property Address | 2148 OPAL RDG, VISTA, CA 92081-8802 |
| Document Number | 0000055351 |
| Map Reference | MAP 12431 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 2024-0055351 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2148 OPAL RDG, VISTA, CA 92081-8802 |
| Document Number | 0000055352 |
|---|---|
| Date | Mar 05, 2024 |
| Instrument | 2024-0055352 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Jurisdiction | SAN DIEGO CA |
|---|---|
| Recording Date | Jun 30, 2020 |
| Property Address | 2148 OPAL RDG, VISTA, CA 92081-8802 |
| Document Number | 0000344693 |
| Map Reference | MAP 12431 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020-0344693 |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2148 OPAL RDG, VISTA, CA 92081-8802 |
| Document Number | 0000344694 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020-0344694 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2148 OPAL RDG, VISTA, CA 92081-8802 |
| Document Number | 0000105346 |
| Instrument Date | Mar 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2148 OPAL RDG VISTA CA 920818802, VISTA, CA 92081-8802 |
| Document Number | 0000105346 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 105346 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,029,996 (+2%) Land $624,240 Building $405,756 | |
| 2025 | $12,306.00 (+68.58%) | $1,009,800 (+70.02%) Land $612,000 Building $397,800 |
| 2023 | $7,300.00 (+0.23%) | $593,940 Land $225,107 Building $368,833 |
| 2022 | $7,283.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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