2155 E Cope Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 2155 E Cope Creek Rd, Sylva, NC 28779 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,738 sqft · built 1976
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Sep 2025)
Tax Bill$1,375 (2025)
Deeds & MortgagesSep 2025 Sale
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN7661-06-7007

Property Details

APN / Parcel Number

Primary APN7661-06-7007
Alternative APN
  • 182188

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,738 sqft Heated Area
1st Floor Area1,738 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Deck Area50 sqft
Patio Area863 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address2155 E COPE CREEK RD
CitySYLVA
StateNC
Zip28779-8854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST COPE CREEK
JurisdictionJACKSON NC
Township / Civil DivisionSYLVA
Census Block Group1
Census Block1004
Census Tract950400

Owner

Source: Jackson County records · APN 7661-06-7007

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 976, WHITTIER, NC 28789-0976
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Warranty Deed, Transfer
Mar 06, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 27, 2020Deed of Trust, Mortgage · Conventional with PMI
ATLANTIC BAY MTG
Jan 17, 2019Warranty Deed, Transfer · Stand-Alone Refinance
ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleJan 17, 2019 · Amount on Record
Deed Book / Page2404 / 1605
Prior Transfer DateMar 01, 2014
Prior Transfer Doc0020260519
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateSep 15, 2025
Property Address2155 E COPE CREEK RD, SYLVA, NC 28779-8854
Document Number0024041605
Book / Page2404 / 1605
Instrument DateSep 09, 2025
Transaction TypeTransfer
Record UpdatedSep 26, 2025

Transaction

AmountAmount Recorded
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 976, WHITTIER, NC 28789-0976

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address2155 E COPE CREEK RD, SYLVA, NC 28779-8854
Transaction TypeMortgage
Record UpdatedMar 21, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2155 E COPE CREEK RD, SYLVA, NC 28779-8854

Mortgage

Document Number0023520101
DateMar 06, 2023
Book Page2352/101
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2043

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address2155 E COPE CREEK RD, SYLVA, NC 28779-8854
Document Number0022721538
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2155 E COPE CREEK RD SYLVA NC 287798854, SYLVA, NC 28779-8854

Mortgage

Document Number0022721538
DateJul 31, 2020
Book Page002272/001538
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 30, 2035

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateJan 17, 2019
Property Address2155 E COPE CREEK RD, SYLVA, NC 28779-8854
Document Number0022300471
Book / Page2230 / 471
Instrument DateJan 17, 2019
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2155 E COPE CREEK RD, SYLVA, NC 28779-8854

Mortgage

Document Number0022300476
DateJan 17, 2019
Book Page2230/476
Lender
NameATLANTIC BAY MORTGAGE GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,375.00 (+76.74%)$361,934 (+76.59%) Land $68,330 Building $293,604
2023$778.00$204,960 Land $91,360 Building $113,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Nearby Flood Policies22 in force
Nearby Flood Claims7 (2015–2025)
Claims Outside the SFHA3 of 7
Most Recent ClaimJun 2025, other causes
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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