1920 E Cope Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1920 E Cope Creek Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft · built 2005
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$18,000 (Feb 2005)
Tax Bill$1,408 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN7651-95-6701

Property Details

APN / Parcel Number

Primary APN7651-95-6701
Alternative APN
  • 140500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,755 sqft Heated Area
1st Floor Area1,755 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area24 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address1920 E COPE CREEK RD
CitySYLVA
StateNC
Zip28779-5751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE COPE CREEK RD
Legal SubdivisionSURVEY FOR MAX DAVID & SUSAN S BARRON
JurisdictionJACKSON NC
Township / Civil DivisionSYLVA
Census Block Group1
Census Block1013
Census Tract950400

Owner

1920 E Cope Creek Rd is owned and occupied by two individuals who acquired it in December 2006.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1920 E COPE CREEK RD, SYLVA, NC 28779-5751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Feb 18, 2017Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2005 · Amount on File
Deed SaleFeb 10, 2005 · Amount on File
Deed Book / Page1480 / 642
Last Transfer DateDec 27, 2006
Transfer Doc0016430809
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address1920 E COPE CREEK RD, SYLVA, NC 28779-5751
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023511111
DateFeb 22, 2023
Book Page2351/1111
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressSYLVA, NC 28779
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address1920 E COPE CREEK RD, SYLVA, NC 28779-5751
Document Number0021830816
Book / Page002183 / 000816
Instrument DateFeb 18, 2017
Transaction TypeMortgage
Record UpdatedMar 1, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1920 E COPE CREEK RD SYLVA NC 287795751, SYLVA, NC 28779-5751

Mortgage

Document Number0021830816
DateFeb 22, 2017
Book Page002183/000816
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueFeb 21, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1920 E Cope Creek Rd was $1,408.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$370,680 (-) Land $57,850 Building $312,830
2025$1,408.00$370,680 Land $57,850 Building $312,830
2023$835.00$219,950 Land $39,910 Building $180,040

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1920 E Cope Creek Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims7 (2015–2025)
Claims Outside the SFHA3 of 7
Most Recent ClaimJun 2025 · other causes
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 E Cope Creek Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cope Creek Rd

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