1635 E Cope Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1635 E Cope Creek Rd, Sylva, NC 28779 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1900
Lot Size	0.579 acres (25,251 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Oct 2025)
Tax Bill	$638 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7651-85-2188`

Property Details

APN / Parcel Number

Primary APN	`7651-85-2188`
Alternative APN	`181312`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Heated Area
1st Floor Area	920 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,251 sqft (0.579 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	160 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	1635 E COPE CREEK RD
City	SYLVA
State	NC
Zip	28779-8856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E COPE CREEK
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1005
Census Tract	950400

Owner

Source: Jackson County records · APN 7651-85-2188

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 92, MURPHY, NC 28906-0092
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Warranty Deed, Transfer
Mar 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2025 · Amount on Record
Deed Sale	Oct 06, 2025 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Book / Page	2406 / 402
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 06, 2025
Property Address	1635 E COPE CREEK RD, SYLVA, NC 28779-8856
Document Number	0024060402
Book / Page	2406 / 402
Instrument Date	Oct 06, 2025
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 92, MURPHY, NC 28906-0092

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1635 E COPE CREEK RD, SYLVA, NC 28779-8856
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021841736
Date	Mar 14, 2017
Book Page	2184/1736

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	SYLVA, NC 28779

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 22, 2042

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 29, 2022
Property Address	1635 E COPE CREEK RD, SYLVA, NC 28779-8856
Document Number	0023330851
Book / Page	2333 / 851
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1635 EAST CREEK ROAD, 1635, SYLVA, NC 28779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 LAND HBR, NEWLAND, NC 28657-7948

Mortgage

Document Number	0002333855
Date	Apr 29, 2022
Instrument	2333/855

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 17, 2020
Property Address	1635 E COPE CREEK RD, SYLVA, NC 28779-8856
Document Number	0022740036
Book / Page	2274 / 36
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 756, KURE BEACH, NC 28449-0756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 E COPE CREEK RD, SYLVA, NC 28779-8856

Mortgage

Document Number	0000227440
Date	Aug 17, 2020
Instrument	2274/40

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 31, 2018
Property Address	1635 E COPE CREEK RD, SYLVA, NC 28779-8856
Document Number	0022181577
Book / Page	002218 / 001577
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2018

Transaction

Amount	Amount Recorded
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 756 KURE BEACH NC 284490756, KURE BEACH, NC 28449-0756

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$638.00 (+52.63%)	$167,993 (+52.49%) Land $57,960 Building $110,033
2023	$418.00	$110,170 Land $39,970 Building $70,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025, other causes
Claims By Storm	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 70% of North Carolina
Wildfire Likelihood	About 1 in 901 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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