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2155 Derfla Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2155 Derfla Dr, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,398 sqft · built 1960
Lot Size1.72 acres (74,923 sqft)
OwnerTrust Name on File
Last Sale$105,000 (May 1987)
Tax Bill$5,093 (2025)
Deeds & MortgagesAug 2020 Transfer
Aug 2020 Transfer
Flood ZoneZone AE (high risk)
APN17-0009-0005-06-6

Property Details

APN / Parcel Number

Primary APN17-0009-0005-06-6
Alternative APN
  • 11-17-0009-0005-06-6

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,398 sqft Living Area
1st Floor Area3,398 sqft
Basement Area3,038 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Lot Area74,923 sqft (1.72 acres)
Garage Area2,618 sqft
Parking Spaces9 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2155 DERFLA DR
CitySAINT JOSEPH
StateMI
Zip49085-9661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - LD
Legal DescriptionCOM 2276.58'E OF NW COR FRL SEC 9 T5S R18W TH S45DEG34'W 100'TH S57DEG04'W 200'TH S 54DEG20'E TO RIVER TH NELY ON RIVER TO N LN SEC 9 TH W TO POB SUR 1243/843
Legal Range18W
Legal Township05S
Legal Section09
Legal SubdivisionSHIP STREET CONDOMINIUM
JurisdictionBERRIEN MI
Township / Civil DivisionROYALTON
Census Block Group3
Census Block3001
Census Tract1800

Owner

2155 Derfla Dr is owner-occupied and held in a trust since July 2020.

Source: Berrien County records, as of September 28, 2026

Owner of RecordTrust Name on File
Mailing Address2155 DERFLA DR, SAINT JOSEPH, MI 49085-9661
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Intrafamily Transfer, Transfer
Aug 26, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 1987 · Amount on File
Deed SaleMay 15, 1987 · Amount on File
Deed Book / Page1304 / 985
Last Transfer DateJul 21, 2020
Transfer Doc003288/629
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateAug 26, 2020
Property Address2155 DERFLA DR, SAINT JOSEPH, MI 49085-9661
Document Number003288/631
Book / Page3288 / 631
Map ReferenceLB 100 PG 1-31
Instrument DateJul 21, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2155 DERFLA DR, SAINT JOSEPH, MI 49085-9661

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateAug 26, 2020
Property Address2155 DERFLA DR, SAINT JOSEPH, MI 49085-9661
Document Number003288/629
Book / Page3288 / 629
Instrument DateJul 21, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2155 DERFLA DR, SAINT JOSEPH, MI 49085-9661

Tax Assessment & Valuation

The 2025 property tax bill for 2155 Derfla Dr was $5,093 with a homeowner's exemption, up 2.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionRoyalton Township
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,300 (+3.61%)$630,600 (+3.61%)
2025$5,093.00 (+2.35%) Homeowner's exemption$304,300$608,600
2024$4,976.00
2023$311,800$623,600
2022$4,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2155 Derfla Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims43 (1978–2018)
Claims Outside the SFHA11 of 43
Most Recent ClaimMar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2155 Derfla Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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