215 Waterfall Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 215 Waterfall Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,760 sqft · built 2017
Lot Size	0.124 acres (5,406 sqft)
Owner	Company Name on Record
Last Sale	$815,000 (Aug 2022)
Tax Bill	$9,817 (2025)
Deeds & Mortgages	Aug 2022 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-216-019`

Property Details

APN / Parcel Number

Primary APN	`040-216-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	5,406 sqft (0.124 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	215 WATERFALL RD
City	TEMPLETON
State	CA
Zip	93465-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	TRACT 2994 35/97-111 LT 17
Legal Subdivision	TRACT 2994
Legal Tract	2994
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2062
Census Tract	10302

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	633 HARTFORD AVE, HUNTINGTON BEACH, CA 92648-4748
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Mar 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 4, 2019	Quit Claim Deed, Transfer · Line of Credit GOLDEN 1 CU
Jul 19, 2017	Grant Deed, Transfer · Conventional Mortgage PACIFIC TRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	202233132
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	0000018426
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 16, 2022
Property Address	215 WATERFALL RD, TEMPLETON, CA 93465-5141
Document Number	0000033132
Map Reference	MB 35 PG 97-111
Instrument Date	Aug 15, 2022
Instrument	2022033132
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	633 HARTFORD AVE, HUNTINGTON BEACH, CA 92648-4748

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 10, 2021
Property Address	215 WATERFALL RD, TEMPLETON, CA 93465-5141
Document Number	0000018426
Map Reference	MB 35 PG 97-111
Instrument Date	Mar 5, 2021
Instrument	2021018426
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 WATERFALL RD, TEMPLETON, CA 93465-5141

Mortgage

Document Number	0000018427
Date	Mar 10, 2021
Instrument	2021018427

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 4, 2019
Property Address	215 WATERFALL RD, TEMPLETON, CA 93465-5141
Document Number	0000036824
Instrument Date	Aug 22, 2019
Instrument	36824
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	215 WATERFALL RD TEMPLETON CA 934655141, TEMPLETON, CA 93465-5141

Mortgage

Document Number	36825
Date	Sep 4, 2019
Instrument	36825

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 19, 2017
Property Address	215 WATERFALL RD, TEMPLETON, CA 93465-5141
Document Number	0000031438
Map Reference	MB35 PG97-111
Instrument Date	Jun 1, 2017
Instrument	2017031438
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	215 WATERFALL RD, TEMPLETON, CA 93465-5141

Mortgage

Document Number	0000031439
Date	Jul 19, 2017
Instrument	2017031439

Lender

Name	PACIFIC TRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,883 (+2%) Land $344,892 Building $519,991
2025	$9,817.00 (+9.07%)	$847,926 (+4.04%) Land $338,130 Building $509,796
2023	$9,001.00 (+49.47%)	$815,000 Land $325,000 Building $490,000
2022	$6,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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