215 W Summit St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 215 W Summit St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,293 sqft · built 1931
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Oct 2022)
Tax Bill	$11,258 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00139-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`18-00139-0000-00005`
Alternative APN	`180013900005`

Interior

Stories	2 Stories
Building Area	1,293 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	215 W SUMMIT ST
City	SOMERVILLE
State	NJ
Zip	08876-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	139
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2005
Census Tract	50100

Owner

215 W Summit St is owned and occupied by an individual who bought it in October 2022.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	215 W SUMMIT ST, SOMERVILLE, NJ 08876-1412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Jul 18, 2011 · Amount on File
Deed Document Number	202241480
Deed Book / Page	7473 / 1465
Prior Transfer Date	Jul 15, 2005
Prior Transfer Doc	5772003751
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 5, 2022
Property Address	215 W SUMMIT ST, SOMERVILLE, NJ 08876-1412
Document Number	0000041480
Book / Page	7473 / 1455
Instrument Date	Sep 14, 2022
Instrument	2022041480
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 WIMBERLY CT, DECATUR, GA 30030-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 W SUMMIT ST, SOMERVILLE, NJ 08876-1412

Mortgage

Document Number	0000041481
Date	Oct 5, 2022
Instrument	2022041481

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 215 W Summit St was $11,258, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,000 (-) Land $136,700 Building $139,300	$276,000 (-) Land $136,700 Building $139,300
2025	$11,258.00 (+3.19%)	$276,000 Land $136,700 Building $139,300	$276,000 Land $136,700 Building $139,300
2024	$10,910.00
2023		$276,000 Land $136,700 Building $139,300	$276,000 Land $136,700 Building $139,300
2022	$10,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 W Summit St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 W Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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